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Complete Property Owner


Quick and easy

Quote, buy, adjust and renew on our e-trade platform, QuoteSME.

Average free

We’ve removed Average from our core SME products removing the uncertainty in the event of a claim.

Claims support

We'll provide your client with a dedicated claims handler, an out of hours helpline and expert legal advice.
Independently and impartially rated five stars by Defaqto – a specialist rating, comparison and research company.
Further product information is availiable from our Document Download Centre.
Cover highlights

Maximum combined buildings and contents sum insured per premises of £10,000,000

  • Property Damage – loss or damage to buildings and contents
  • Property Owners' Liability – up to £2,000,000 with the option to increase to £10,000,000
  • Commercial Legal Expenses – provides up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events, including Residential Tenancy Disputes
  • Average free – download our guidance notes for sums insured to ensure that your customers are fully protected.

Optional Covers

  • Loss of Rent – up to £750,000 per year
  • Employers' Liability – up to £10,000,000
  • Personal Accident – £20,000 per unit up to three units.

Risk appetite

  • Art galleries
  • Electronics and household appliance wholesalers
  • Assembly of metal goods
  • Offices
  • Purpose built blocks of flats
  • Residential properties (private dwelling houses)
  • Retail shops (excl. Hot Food Takeaways and Restaurants)
  • Surgeries (doctors/dentists/vets)

Why choose Allianz?

Instant documentation
By using our e-trade platform, QuoteSME, you can quote, buy, adjust and renew online. Instant electronic documentation is provided at point of sale.

We're Average free

We’ve removed Average from our core SME products and are using data enrichment at point-of-quote to highlight property sums insured which are out of line for a trade or area. This approach enables conversations with your clients to ensure they provide you with the right sums insured, removing the uncertainty around their cover in the event of a claim.

Glass replacement specialists
Available 24/7/365. 

Free or discounted legal and tax advice
Allianz Legal Services provides a range of online and telephone services to help support clients throughout their business’ journey, saving them from costly solicitors' fees.

Preferred supplier discounts
Available via our extensive network of service providers.

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.