Complete Property Owner

Combined sum insured per premises of up to £10,000,000.
Includes cover for alternative residential  accommodation; replacement locks & keys; fire prevention & security equipment; trace & access and metered supplies. Variable limits apply.
Up to £2,000,000 with the option to increase to £10,000,000.
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Loss of rent; employers’ liability and personal accident. Variable limits apply.
We’ve removed Average from our Complete Property Owner product to maximise certainty in the event of a claim.
We prefer properties that:
  • are fully occupied
  • are well managed
  • are constructed from non-combustible or fire-resistant materials
  • are claims free
  • have a good approach to risk and building management
  • have fixed heating.
Risks we’re less keen on:
  • country houses and mansions
  • country clubs
  • wood manufacturing with a property damage/loss of rent combined sum insured greater than £1,000,000
  • high hazard plastic manufacturing
  • chemical and rubber manufacturing
  • waste and recycling activities
  • glass manufacturing.
Access all policy wording and other
Log on to QuoteSME
our digital trading platform.
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Property Owner at the touch of a button, with instant electronic documentation. 
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.

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