Cover for your customers' needs
Buildings and contents
Combined sum insured per premises of up to £10,000,000.
Property cover
Includes cover for alternative residential accommodation; replacement locks & keys; fire prevention & security equipment; trace & access and metered supplies. Variable limits apply.
Property owners liability
Up to £2,000,000 with the option to increase to £10,000,000.
Commercial legal expenses
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Additional optional covers
Loss of rent; employers’ liability and personal accident. Variable limits apply.
Average free
We’ve removed Average from our Complete Property Owner product to maximise certainty in the event of a claim.
Our appetite for Complete Property Owner
We prefer properties that:
- are fully occupied
- are well managed
- are constructed from non-combustible or fire-resistant materials
- are claims free
- have a good approach to risk and building management
- have fixed heating.
Risks we’re less keen on:
- country houses and mansions
- country clubs
- wood manufacturing with a property damage/loss of rent combined sum insured greater than £1,000,000
- high hazard plastic manufacturing
- chemical and rubber manufacturing
- waste and recycling activities
- glass manufacturing.
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View policy wording
Access all policy wording and other
documentation.
documentation.
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our digital trading platform.
our digital trading platform.
General documents
Why choose Allianz?
Easy trading on QuoteSME
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Property Owner at the touch of a button, with instant electronic documentation.
'Kick start'
claims payments
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.
of reserve value for SME property claims upon confirmation of cover.
Defaqto 5 star rated
Defaqto is a specialist rating, comparison and research company.
Wide range of extra services
Free guidance, advice and tools to help customers save costs and manage their legal and business risks.
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This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.