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Complete Property Owner can cater for a mix of up to 20 commercial or residential premises. Whether a single buy-to-let property or a whole portfolio of properties across the country, we can provide cover in one tailored policy.
It is designed to provide protection against damage and legal action with optional covers, such as loss of rent and employers’ liability available as required.
The maximum combined buildings and contents sum insured per premises is £10,000,000.
Average free
Removing the uncertainty in the event of a claim.
Claims support
We'll provide your client with a dedicated claims handler, an out of hours helpline and expert legal advice.
5-star rating from Defaqto
Independently and impartially rated five stars by Defaqto – a specialist rating, comparison and research company.

Learn more about Allianz working in partnership with you.
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Cover highlights
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Risk appetite
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Why choose Allianz?
Cover highlights
Maximum combined buildings and contents sum insured per premises of £10,000,000
- Property Damage – loss or damage to buildings and contents
- Property Owners' Liability – up to £2,000,000 with the option to increase to £10,000,000
- Commercial Legal Expenses – provides up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events, including Residential Tenancy Disputes
- Average free – download our guidance notes for sums insured to ensure that your customers are fully protected.
Optional Covers
- Loss of Rent – up to £750,000 per year
- Employers' Liability – up to £10,000,000
- Personal Accident – £20,000 per unit up to three units.
Risk appetite
- Art galleries
- Electronics and household appliance wholesalers
- Assembly of metal goods
- Offices
- Purpose built blocks of flats
- Residential properties (private dwelling houses)
- Retail shops (excl. Hot Food Takeaways and Restaurants)
- Surgeries (doctors/dentists/vets)
Why choose Allianz?
Instant documentation
By using our e-trade platform, QuoteSME, you can quote, buy, adjust and renew online. Instant electronic documentation is provided at point of sale.
We're Average free
We’ve removed Average from our Complete Property Owner product and are using data enrichment at point-of-quote to highlight property sums insured which are out of line for a trade or area. This approach enables conversations with your customers to ensure they provide you with the right sums insured, removing the uncertainty around their cover in the event of a claim.
Glass replacement specialists
Available 24/7/365.
Free or discounted legal and tax advice
Allianz Legal Services provides a range of online and telephone services to help support clients throughout their business’ journey, saving them from costly solicitors' fees.
Preferred supplier discounts
Available via our extensive network of service providers.
By using our e-trade platform, QuoteSME, you can quote, buy, adjust and renew online. Instant electronic documentation is provided at point of sale.
We're Average free
We’ve removed Average from our Complete Property Owner product and are using data enrichment at point-of-quote to highlight property sums insured which are out of line for a trade or area. This approach enables conversations with your customers to ensure they provide you with the right sums insured, removing the uncertainty around their cover in the event of a claim.
Glass replacement specialists
Available 24/7/365.
Free or discounted legal and tax advice
Allianz Legal Services provides a range of online and telephone services to help support clients throughout their business’ journey, saving them from costly solicitors' fees.
Preferred supplier discounts
Available via our extensive network of service providers.
Risk management expertise
Designed to help manage the risk to your client's business and relevant legislation.
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It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.