Help and Contact
Search
Help and Contact

FOR INTERMEDIARIES ONLY

Complete Flatowner

For owners of blocks of flats,
up to 20 premises per policy, traded digitally

Cover for your customers' needs

Buildings and contents
Combined sum insured per premises of up to £10,000,000.
Property cover
Includes cover for alternative residential  accommodation; replacement locks & keys; fire prevention & security equipment; trace & access and metered supplies. Variable limits apply.
Property owners liability
Up to £2,000,000 with the option to increase to £10,000,000.
Commercial legal expenses
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Additional optional covers
Loss of rent; employers’ liability and personal accident. Variable limits apply.
Average free
We’ve removed Average from our Complete Flatowner product to maximise certainty in the event of a claim.
READ OUR POLICY OVERVIEW FOR DETAILS (PDF)
READ OUR SME BROCHURE FOR DETAILS (PDF)

Our appetite for Complete Flatowner

We prefer risks that:
  • are fully occupied
  • are well managed 
  • are  constructed of non-combustible or fire-resistant materials

 
  • are claims free
  • have a good approach to risk and building management 
  • have fixed heating. 
READ OUR SME APPETITE DOCUMENT FOR DETAILS (PDF)
READ OUR DISTRIBUTOR PRODUCT GUIDE FOR DETAILS (PDF)

You might also be interested in...

Complete Property Owner
Complete Business
Complete Office
Complete Retailer
Complete Contractor
Complete Professional
Indemnity
Complete Directors & Officers
Complete Cargo

Let's talk details


View policy wording
Access all policy wording and other
documentation.

Prepare a quote
Log on to QuoteSME
our digital trading platform.

General documents

Why choose Allianz?

Easy trading on QuoteSME
 

Our full cycle trading platform allows you to quote, buy, amend and renew Complete Flatowner at the touch of a button, with instant electronic documentation. 

'Kick start'
claims payments

Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.

Defaqto 5 star rated

5 star defaqto rating
Defaqto is a specialist rating, comparison and research company.

Wide range of extra services

Free guidance, advice and tools to help customers save costs and manage their legal and business risks.
 

We're here to help

Have a question? Contact your nearest branch.

South East
Chelmsford
01245 344 300 Branch contacts
Southampton
023 8063 5051 Branch contacts
London
020 7488 1882 BRANCH CONTACTS
Maidstone
01622 672 881 Branch contacts
Northern England
Manchester
0161 831 3000 Branch contacts
Newcastle upon Tyne
0191 249 4213 Branch contacts
Lancaster
0344 893 9577 Get directions
Leeds
0113 284 8200 Branch contacts
Midlands
Birmingham
0121 647 1111 Branch contacts
South West
Bristol
0117 943 5725 Branch contacts
Cardiff
02920 666 541 Branch contacts
Wales
Cardiff
02920 666 541 Branch contacts
Scotland
Glasgow
0141 248 2393 Branch contacts
Northern Ireland
Belfast
Branch contacts email us

Stay informed

What you need to know today

men on construction site

Insight & expertise

Concerned about crumbling concrete?

Reinforced Autoclaved Aerated Concrete (RAAC) has made the headlines recently for all the wrong reasons. This is due to concerns about the risk of sudden collapse in schools and other buildings where the material is used.

Read more
interbrand logo

Insight & expertise

Theft is on the rise, so what can you do to protect yourself?

Over the past twelve months the UK has faced a number of unsettling economic changes. In this series we’ll investigate the most common types of theft that we’re seeing and advise on how best to mitigate them. Here we look at Commercial Property.

Read more
Woman with a suitcase in an airport working on a laptop

Insight & expertise

The benefits of travel insurance for SMEs

With the arrival of hybrid and remote working, many employees are choosing to work from home, but the benefits of travelling for business and face-to-face communication often outweigh the convenience of virtual meetings.

Read more
two engineers walking towards wind turbines

Insight & expertise

Why health and safety should be a priority for every business

Every business has a legal duty to ensure the health and safety of both employees and members of the public. While accidents do happen, adopting a robust approach to workplace health and safety is key to keeping employees safe.

Read more
lady justice in london

Press release

Allianz and DWF claim victory against £100k fraud

Allianz and partners DWF have won a recent fraudulent case after a claimant's injury was found to be fundamentally dishonest, despite them attempting to withdraw the case a month before the trial date.

Read more
lady justice in london

Press release

Mid-year results show leap in UK casualty fraud & application fraud cases

The claims teams at Allianz have successfully prevented £38.4m worth of Commercial insurance fraud since the start of 2023 with over half of that being related to casualty fraud, particularly fraudulent major loss claims.

Read more
interbrand logo

Insight & expertise

Top five risks of solar energy

In this article we’ll explore the top 5 risks of solar energy, and highlight why there’s a need for stronger industry standards in the renewables field.

Read more
two engineers walking towards wind turbines

Insight & expertise

Fire safety and the professional indemnity market

The Grenfell tragedy has resulted in new legislation, requiring higher standards around fire safety. Luke Hayne, senior financial lines underwriter at Allianz, explains the ramifications for the professional indemnity market and how brokers can support their customers.

Read more
interbrand logo

Insight & expertise

The risks of renewables: Top five risks of wind energy

Here we explore the top five risks associated with the use of wind energy and explain why there is a need for stronger standards within the wind power and renewables sector.

Read more
two engineers walking towards wind turbines

Insight & expertise

Cannabis farms and the importance of tenant referencing

The illegal cultivation of cannabis is a growing problem. Since the Covid pandemic, police are increasingly finding smaller scale cannabis farms in residential private rented properties. So what can landlords do to reduce the risk?

Read more
interbrand logo

Press release

Directors and officers insurance insights 2023

Being the director, partner or officer of a company is a great way to shape a business and contribute to its success. But, as these individuals are also personally liable for the actions they take in their roles, understanding and mitigating these risks is essential.

Read more
interbrand logo

Insight & expertise

Protecting customer data - 8 tips from Allianz

Data is a valuable corporate resource. However, data collection carries a range of potential risks that businesses must plan for, including data breaches.

Read more
interbrand logo

Press release

Light commercial vehicles - managing the safety and technology gap

We explore the current trends in light commercial vehicles, including demand, safety, standards and managing new electric commercial vehicles.

Read more
interbrand logo

Insight & expertise

Theft is on the rise, so what can you do to protect yourself?

Over the past twelve months the UK has faced a number of unsettling economic changes. In this series we’ll investigate the most common types of theft that we’re seeing and advise on how best to mitigate them. First up is motor theft.

Read more

Insight

The top risks for UK businesses in 2023

The Allianz Risk Barometer, an annual report identifying the top corporate risks for the year ahead, has identified the top risks for businesses in 2023. Here we look at the top five risks identified by UK participants.

Read more
Follow us
This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.