Complete Contractor

Up to £2,000,000 with the option to increase to £5,000,000.
Employers' liability up to £10,000,000 and personal accident up to £50,000.
Up to £10,000 for tools and portable electronic equipment.
Up to £1,000,000 with a range of covers available.
Up to £250,000 for any one event and up to £1,000,000 for any one period of insurance. Includes free access to Allianz Legal Services.
Additional optional covers include buildings, contents, computers, stock, tools and business interruption.
We prefer businesses that are:
  • well-managed, thriving and long established, trading for at least three years
  • experienced within their trade
  • members of trade associations or industry bodies.
Our preferred businesses should also have:
  • a positive attitude to risk management, and health & safety
  • a formal training programme
  • the correct personal protective equipment (PPE) available for staff.
Our preferred risk features include:
  • a clean claims history or positive post-loss action
  • minimal work at height
  • minimal work at depth.
Risks we are less keen on:
  • work undertaken above 15 metres from ground level or more than 2 metres below the surface
  • any activities which involve handling, storing, transporting or using, silica, asbestos (or materials containing asbestos), radioactive, noxious or polluting liquids, substances and waste
  • any activities in high risk locations such as off-shore, power stations, refineries, airside, docks or harbors.
Access all policy wording and other
Log on to QuoteSME
our digital trading platform.
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Contractor at the touch of a button, with instant electronic documentation. 
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.

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