Cover for your customers' needs
Property damage
Cover for buildings, contents, computer and stock with a material damage/business interruption combined sum insured up to £5,000,000.
Business interruption (optional)
Including unspecified suppliers, unspecified customers, and additional cost of workings. Limits apply.
Commercial legal expenses
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Casualty cover options
Public and product liability, employer’s liability, personal accident and more. Variable limits apply.
Additional covers
Additional optional covers include book debts; own goods in transit and money.
Average free
We’ve removed Average from the Property Damage Section to maximise certainty in the event of a claim.
Our appetite for Complete Business
We prefer businesses that:
- are well-managed, thriving and long established, trading for at least three years
- are experienced within their trade
- are members of trade associations or industry bodies
- have a positive attitude to risk management, including a formal training programme
- have a hot works permit, if relevant
- have the correct personal protective equipment (PPE) available for staff.
Our preferred risk features include:
- a clean claims history or positive post-loss action
- purpose-built modern premises.
Risks we’re less keen on:
- wood manufacturing with a material damage/business interruption combined sum insured greater than £1,000,000
- high hazard plastic manufacturing
- chemical and rubber manufacturing
- waste and recycling activities
- glass manufacturing.
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View policy wording
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General documents
Why choose Allianz?
Easy trading on QuoteSME
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Business at the touch of a button, with instant electronic documentation.
'Kick start'
claims payments
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover.
of reserve value for SME property claims upon confirmation of cover.
Defaqto 5 star rated
Defaqto is a specialist rating, comparison and research company.
Wide range of extra services
Free guidance, advice and tools to help customers save costs and manage their legal and business risks.
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It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.