Complete Business

Cover for buildings, contents, computer and stock with a material damage/business interruption combined sum insured up to £5,000,000.
Including unspecified suppliers, unspecified customers, and additional cost of workings. Limits apply.
Cover up to £250,000 for any one event and up to £1,000,000 for any one period of insurance for selected events. Includes free access to Allianz Legal Services.
Public and product liability, employer’s liability, personal accident and more. Variable limits apply.
Additional optional covers include book debts; own goods in transit and money.
We’ve removed Average from the Property Damage Section to maximise certainty in the event of a claim.
We prefer businesses that:
  • are well-managed, thriving and long established, trading for at least three years
  • are experienced within their trade
  • are members of trade associations or industry bodies
  • have a positive attitude to risk management, including a formal training programme
  • have a hot works permit, if relevant
  • have the correct personal protective equipment (PPE) available for staff.
Our preferred risk features include:
  • a clean claims history or positive post-loss action
  • purpose-built modern premises.
Risks we’re less keen on:
  • wood manufacturing with a material damage/business interruption combined sum insured greater than £1,000,000
  • high hazard plastic manufacturing
  • chemical and rubber manufacturing
  • waste and recycling activities
  • glass manufacturing.


Access all policy wording and other documentation.
Log on to QuoteSME
our digital trading platform.
Our full cycle trading platform allows you to quote, buy, amend and renew Complete Business at the touch of a button, with instant electronic documentation. 
Early payment of up to 50%
of reserve value for SME property claims upon confirmation of cover. 

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