FOR INTERMEDIARIES ONLY


Complete Directors and Officers Liability

FOR INTERMEDIARIES ONLY

Complete Directors & Officers provides personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties.

It also protects the business should claims be made against the company rather than individuals. This product is specifically designed to cover a wide range of businesses with a turnover of up to £200m.

Legal advice on typical employment practice issues that may lead to a claim, such as disciplinary or grievance.

Expert claims
team

Claims handled by a dedicated team of financial lines experts.

Specialist risk
management support

Health and safety toolkit and a range of checklists to help your clients conduct their own risk assessments.
Further product information is available from our Document Download Centre.
Document Download Centre
Cover highlights

Complete Directors and Officers offers personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties. Cover includes the reimbursement of the insured company, in case it has to pay the claims of a third party.

Cover includes:

  • Directors and Officers, and Company Reimbursement – cover up to £10,000,000 on an any one claim basis.
  • Non-Executive Director – cover up to £250,000 in the aggregate, in addition to the limit of indemnity.
  • IT Security / Data Protection Officer – definition of Insured Person now extended to include IT Security/Data Protection Officer in the event of a D&O claim arising from a cyber event.
  • Company Entity Liability – protecting the company from claims made against it, up to a sub-limit of £5,000,000 in the aggregate. 
  • Kidnap and Ransom – covers the costs of a kidnap consultant in response to an insured person being kidnapped up to a sub-limit of £50,000 in the aggregate.
  • Employee Dishonesty – cover for financial loss as a result of employee dishonesty up to a sub-limit of £75,000 in the aggregate.
  • Reputational and Post-Reputational Crisis – covers costs up to a sub-limit of £100,000 for the insured person in the aggregate. This includes a briefing session with a crisis communication consultant and a summary report.
  • Circumstance Investigation – covers costs to determine the legal position of an insured person and how best to minimise the risk of a claim up to a sub-limit of £50,000 in the aggregate.
  • Insolvency Hearing – covers costs up to a sub-limit of £50,000 in the aggregate.
  • Assets and Liberty – covers the costs of any legal proceeding by any governmental, regulatory and judicial agency up to a sub-limit of £50,000 in the aggregate.
  • Court Attendance – covers costs up to a sub-limit of £20,000 in the aggregate.
Risk appetite

  • Companies with a turnover of up to £200,000,000
  • Private companies (non-listed companies e.g. Ltd)
  • Agriculture
  • Construction
  • Domestic Services
  • Education
  • Food and Beverage
  • Health Services – general health services, medical and optical goods manufacturing
  • Manufacturing
  • Not for Profit
  • Professional Services (excluding Financial Services)
  • Recreational and Entertainment
  • Technology Services
  • Transportation
  • Wholesale and Retail.

These are our preferred types of risks but we’re happy to discuss other cases too.

Why choose Allianz?

Free Employment Practice Helpline
Allianz Complete Directors & Officers policyholders have access to a free employment practice helpline, provided by Mills & Reeve law firm. Mills & Reeve will provide legal advice and guidance on typical employment matters such as disciplinary or grievance issues. They will work closely with policyholders to understand the problem and provide them with measured and thoughtful advice, quickly, on how to best minimise the impact of the claim.

The helpline service includes review or revision of key documents directly relevant to a helpline enquiry; for example, an invitation letter to a disciplinary hearing.  Policyholders will also have free access to a national annual programme of seminars provided by Mills & Reeve, plus monthly email updates and a dedicated blog on changing HR issues.

To use the helpline please contact them on the phone 01603 693369 or by email on allianzlegalsupport@mills-reeve.com.


Specialist Claims service

Claims handled by a dedicated team of financial lines experts.

Digitally traded
Complete Directors & Officers is available via our award winning digital trading solution, QuoteSME.

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.