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FOR INTERMEDIARIES ONLY


Complete Directors and Officers Liability

Complete Directors & Officers provides personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties.

It also protects the business should claims be made against the company rather than individuals. This product is specifically designed to cover a wide range of businesses with a turnover of up to £200m.

Expert claims team

Claims handled by a dedicated team of financial lines experts.

Specialist risk management support

Health and safety toolkit and a range of checklists to help your clients conduct their own risk assessments.
Cover highlights

Complete Directors and Officers offers personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties. Cover includes the reimbursement of the insured company, in case it has to pay the claims of a third party.

Cover includes:

  • Directors and Officers Liability - up to £2,000,000 limit of indemnity.
  • Company Reimbursement - up to £2,000,000 limit of indemnity.
  • Company Entity Liability - protecting the company from claims made against it, up to a sub-limit of £2,000,000. 
  • Non-Executive Director - cover up to £250,000 in addition to the limit of indemnity.
  • Employee Dishonesty - cover for financial loss as a result of employee dishonesty up to a sub-limit of £75,000.
  • Reputational and Post-Reputational Crisis - up to a sub-limit of £100,000 for the insured person in the aggregate. This includes a briefing session with a crisis communication consultant and a summary report.
  • Circumstance Investigation - covers the costs to determine the legal position of an insured person and how best to minimise the risk of a claim up to a sub-limit of £50,000.
  • Insolvency Hearing - covers the costs up to a sub-limit of £50,000.
  • Assets and Liberty - covers the costs of any legal proceeding by any governmental, regulatory and judicial agency up to a sub-limit of £50,000.
  • Court Attendance - up to a sub-limit of £20,000.
  • Kidnap and Ransom - covers the costs of a kidnap consultant in response to an insured person being kidnapped up to a sub-limit of £50,000.

Risk appetite

We would welcome the following trade groups including but not limited to:

  • Agriculture
  • Construction
  • Domestic Services
  • Manufacturing
  • Professional Services (excluding Financial Services)
We have a wide trade acceptance criteria however, we would not look to write the following trade groups:

  • Care homes
  • Financial institutions
  • Legal services
  • Professional sports clubs
  • Waste management companies

Why choose Allianz?

Specialist claims service
Claims are handled by a dedicated team of financial lines experts.

Digitally traded
Complete Directors & Officers is traded digitally via QuoteSME.

Free employment practice helpline
Specialist law firm Mills & Reeve provides free legal advice and guidance on employment practice.

Allianz Legal Services
Lawphone - free legal guidance on any business-related legal matter.
Free legal templates - over 140 legal templates to help create legal documentation.
Easy-to-use law guide - a free and simple law guide.

Business support helpline 
Guidance on health and safety, environmental, cyber security and business continuity matters.

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.