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FOR INTERMEDIARIES ONLY


Complete Directors and Officers Liability

FOR INTERMEDIARIES ONLY

Complete Directors & Officers provides personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties.

It also protects the business should claims be made against the company rather than individuals. This product is specifically designed to cover a wide range of businesses with a turnover of up to £200m.

Expert claims team

Claims handled by a dedicated team of financial lines experts.

Specialist risk management support

Health and safety toolkit and a range of checklists to help your clients conduct their own risk assessments.
Further product information is available from our Document Download Centre.
Cover highlights

Complete Directors and Officers offers personal liability cover for company directors, officers and managers to protect them from claims that may arise from the decisions and actions taken within the scope of their regular duties. Cover includes the reimbursement of the insured company, in case it has to pay the claims of a third party.

Cover includes:

  • Directors and Officers Liability – up to £2,000,000 limit of indemnity.
  • Company Reimbursement - up to £2,000,000 limit of indemnity.
  • Company Entity Liability – protecting the company from claims made against it, up to a sub-limit of £2,000,000 in the aggregate. 
  • Non-Executive Director – cover up to £250,000 in the aggregate, in addition to the limit of indemnity.
  • Employee Dishonesty – cover for financial loss as a result of employee dishonesty up to a sub-limit of £75,000 in the aggregate.
  • Reputational and Post-Reputational Crisis – covers costs up to a sub-limit of £100,000 for the insured person in the aggregate. This includes a briefing session with a crisis communication consultant and a summary report.
  • Circumstance Investigation – covers costs to determine the legal position of an insured person and how best to minimise the risk of a claim up to a sub-limit of £50,000 in the aggregate.
  • Insolvency Hearing – covers costs up to a sub-limit of £50,000 in the aggregate.
  • Assets and Liberty – covers the costs of any legal proceeding by any governmental, regulatory and judicial agency up to a sub-limit of £50,000 in the aggregate.
  • Court Attendance – covers costs up to a sub-limit of £20,000 in the aggregate.
  • Kidnap and Ransom – covers the costs of a kidnap consultant in response to an insured person being kidnapped up to a sub-limit of £50,000 in the aggregate.

Risk appetite

We would welcome the following trade groups including but not limited to:

  • Agriculture
  • Construction
  • Domestic Services
  • Education
  • Food and Beverage
  • Manufacturing
  • Professional Services (excluding Financial Services)
  • Property Management
  • Recreational and Entertainment
  • Residents’ Associations
  • Technology Services
  • Transportation
  • Wholesale and Retail.
We have a wide trade acceptance criteria however, we would not look to write the following trade groups:

  • Care Homes
  • Financial Institutions
  • Legal Services
  • Professional Sports Clubs
  • Surveyors
  • Waste.

Why choose Allianz?

Specialist Claims service
Claims handled by a dedicated team of financial lines experts.

Digitally traded
Complete Directors & Officers is available via our award winning digital trading solution, QuoteSME.

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.