*10% of new customers paid £135 or less Sep '24 - Feb ’25
Manage your home insurance policy yourself with an online account, FAQs and no fees for making changes.
Allianz Home Insurance
Home insurance you can trust from £135*
Is online self-service home insurance right for you?
Why choose our home insurance?
No more phones
You manage your policy yourself online, so there's no hold music and no waiting in line.
Peace of mind
From storm and flood damage to leaky pipes and even vandalism, there's lots included for your peace of mind.
You're in safe hands
With 122 million customers in over 70 countries, we're one of the world's leading insurers and one of the largest general insurers in the UK.
It's the roof over your head
Your building's protected and we pay for accommodation if repairs mean you can't stay home after a claim.
Check out our Allianz Insurance customer reviews
Thanks to all of you who've rated us on Trustpilot - 4.6 stars out of 5 is excellent!
Choose from 3 levels of home insurance cover
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Bronze
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Silver
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Gold
Buildings & contents home insurance that covers the basics
- Rebuild your happy place with £500,000 buildings cover if your home’s damaged.
- Somewhere to stay with £30,000 for accommodation, if repairs mean you can't stay home after a claim.
- Your contents covered from up to £50,000.
- Add: enhanced accidental damage to cover unexpected mishaps (think DIY and children)
- Add: personal belongings away from home to cover your things when you’re out and about.
- Add: bicycles away from home to cover bikes against accidental loss, damage and theft.
Home insurance that offers more cover and you can tailor to suit you
- Rebuild your happy place with £1 million buildings cover if your home’s damaged.
- Somewhere to stay with £75,000 for accommodation, if repairs mean you can't stay home after a claim.
- Your contents covered from up to £100,000.
- Add: enhanced accidental damage to cover unexpected mishaps (think DIY and children)
- Add: personal belongings away from home to cover your things when you’re out and about.
- Add: bicycles away from home to cover bikes against accidental loss, damage and theft.
Our highest level of home insurance and more included as standard
- Rebuild your happy place with £1 million buildings cover if your home’s damaged.
- Somewhere to stay with £100,000 for accommodation, if repairs mean you can't stay home after a claim.
- Your contents covered from up to £150,000.
- Included: enhanced accidental damage to cover unexpected mishaps (think DIY and children)
- Included: personal belongings away from home to cover your things when you’re out and about.
- Included: bicycles away from home to cover bikes against accidental loss, damage and theft.
Cover included for your peace of mind
Alternative accommodation
We'll pay towards somewhere to stay if repairs mean you can't stay home after a claim.
Escape of
water or oil
Leaks from any fixed tank, domestic appliance or pipe.
Theft or
attempted theft
Including theft from outbuildings (see 'policy limits' for the amount covered).
Storm & Flood
Damage to your property caused a storm or flood.
Vandalism
Including riots, civil unrest, strikes, labour or political disturbances.
Fire
Resultant smoke damage, lightning, explosion or earthquake.
Upgrade your cover with our optional extras
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Home emergency
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Home legal expenses
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Enhanced accidental damage
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Bicycles away from home
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Personal belongings away from home
For £50 or less
No one wants a hefty bill to fix heating emergencies, unexpected roofing problems or pest infestations. This additional cover means we’ll arrange approved tradespeople to help when you need it most and make repairs up to £1,000 per emergency. You won’t even have to pay an excess.
For £30 or less
This home insurance add-on means you’ll have peace of mind with up to £100,000 to cover legal fees and expenses for legal disputes or claiming compensation.
Included with Allianz Gold Home policies. This optional extra covers those unexpected mishaps that could lead to real headaches, like DIY accidents, stained carpets or damage caused by children.
Check out our handy article to find out more about our accidental damage cover.
Included with Allianz Gold Home policies. Add to your home insurance to protect bikes against accidental loss, damage and theft away from home. Enjoy the ride with up to £350 cover in total for all your bicycles and accessories (bikes and gear together worth more need to be specified).
You can relax with extra cover for your personal possessions when you take them out and about with you. It’s reassuring to know they’re safeguarded up to £2,000 each (items worth more need to be specified).
Find out more about insurance for your valuables
More about Allianz home insurance
- Gradual wear and tear.
- Breakdown of household appliances.
- Fences damaged by storm.
You can view your documents in your online account. Request these and other documents in braille, large print or audio format by emailing us.
Find out more about how we use your personal information.
Frequently asked questions
You're in complete control of your Allianz Home Insurance account, so you can make changes, update or check on your policy, 24/7.
If you have any Allianz Home Insurance queries, or need to ask about a technical difficulty, please email us.
Sometimes it can take us a little longer. Don’t worry, we’re probably just a little busier than usual. Please don’t email again if you’re waiting for a reply, as this can delay us getting back to you and other customers.
You can also start a claim online - it's simple and convenient. There's no waiting in line and you can do it in your own time.
If you can't log your claim online, you can call our claims line. You can even call us from abroad.
Lines are open...
Monday - Friday: 8am - 6pm
Saturday: 8am - 4pm
Calls will be recorded. For Text Phone, first dial 18001.
Here's what you need to know before making a home claim...
- There's no need to let us know if you’re not going to claim
- You should only claim if it’s for more than your total excess
- If you're reporting a theft, you'll need a crime reference number from the police.
Starting your Allianz home claim online is simple and convenient. There's no waiting in line and you can do it in your own time.
If you can't log your claim online, please call our claims line. You can even call us from abroad.
Lines are open...
Monday - Froday: 8am - 6pm
Saturday: 8am - 4pm
Calls will be recorded. For Text Phone, first dial 18001.
To make a Home Emergency claim, head to our dedicated page to choose from the options.
Home insurance you can trust
Defaqto have given our Allianz Silver and Gold Home Insurance 5 stars - their highest rating
The world's #1 insurance brand
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We’re one of the largest general insurers in the UK and part of the Allianz Group. With more than 122 million customers in over 70 countries, we're one of the world's leading insurers.
For the 6th year in a row, Interbrand have ranked us as the world’s number one insurer in their Best Global Brands Ranking! Among the fastest growing global brand in any industry, Allianz has moved up two places from 2023 to reach #29.
We are proud to be the Worldwide Insurance Partner of the Olympic and Paralympic Movements from 2021 - 2028.
* Including non-consolidated entities with Allianz customers. Update: November 2024
