Allianz Musicial Insurance about and contact
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You can contact us for information about our cover or your existing policy.
Allianz Musical Insurance
As of 1 October 2024 Allianz Musical Insurance is closed to new customers following the acquisition by Lark Music, a trading name of Howden UK Brokers Limited.
If your policy renewal is before 31 October 2024 you will be invited to renew your policy with Allianz for another year. If your policy renewal is after 1 November 2024 you will be invited to renew your policy with Lark Music. For any questions, head over to our frequently asked questions.
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Our Policy Wording
View or download our latest Musical Insurance Policy Wording.
What you're covered for
Unlimited professional use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.