After the Event (ATE) insurance

Providing cover against the financial burden incurred if a legal action is unsuccessful, including opponent's costs, expert reports, barrister's fees and court fees

Our ATE product portfolio for expert law firms covers clinical negligence and personal injury:

PAID+

Combines PAID with a wraparound of expert medical services and deferred payment terms from one of the UK’s leading providers of medical reports, Speed Medical.

PAID+ helps:

reduce the cash flow burden from long running cases
streamline the way medical reports, pagination and medical notes are obtained
efficient access to diagnosis treatment.

Allianz Legal Protection PAID+ Brochure 5 MB

Paid As Incurred Disbursements (PAID)

All the benefits of Equity plus the option to claim some disbursements as they’re incurred improving your law firm’s cash flow.

Equity

Standard Limits of Indemnity of £100,000
Ability to request top cover if you need it
Premiums based on damages to ensure they remain proportionate
A quick and simple claims process
Support to recover ATE premiums if they're challenged
Deferred premiums payable at case conclusion
Convenient digital policy handling

After the Event Legal Expenses - Distributor Product Guide 72 KB

Why Allianz Legal Protection?

We deliver for your client

With our proven track record of success, our insurance products and services can provide a lifeline to accessing justice and achieving the right outcome.

Established provider

Since 1986, our expert legal solutions have offered security and confidence when your clients needed it most.

Trusted partner

Our ATE solutions for personal injury and clinical negligence are fully underwritten by us. Not only does this set us apart from our peers but means our solutions are designed to meet your firm’s needs.

Want to work with us?

As one of the longest established providers of After the Event (ATE) insurance in the UK and part of the Allianz group, our fully underwritten solutions are designed and priced to recognise the expertise and success of progressive law firms.

If you'd like to find out more, please contact us:

0370 243 4340

Frequently asked questions

Do I require authority to issue proceedings or reject a Part 36 offer on an ATE case?

No, you do not require authority to issue proceedings or reject an offer.

What other developments in a case do I need to report to you?

Where applicable make sure that we are notified promptly of a change in the number of defendants, any change of track and of any RTA case which exits the portal. Also make sure that we are notified of case closure as soon as possible.

How do I top up an existing ATE or BTE policy?

Contact us by emailing [email protected]. We will then request some further information from you, assess whether we are able to offer further indemnity, and let you know the premium that will apply.

My client has died and their personal representatives are intending to take over the claim, what do I need to do?

There is a provision in the policy which allows cover to continue in these circumstances. You will need to change the policy into the name of the legal representatives and check that all the other policy details are correct (for example, the quantum of the case may have changed). If you have any specific queries about this process at the time, then contact our claims team by emailing [email protected].

This promotional material is intended for law firms use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.