Flexible insurance for
your electric vehicle

Manage your policy and make changes yourself online. We’re a phone call away if you need to claim –
for everything else, it’s over to you. Insurance for EVs without admin fees. 

These cars, like the name suggests, are fully electric and powered entirely by their battery. So, they don’t use fossil fuels.

With no need for gears or any kind of engine, fully electric cars are known for their clean, smooth ride and instant acceleration.

Hybrid is a fancy word for crossing one thing with another, in other words a mix of things or a fusion. With a hybrid electric vehicle (HEV) it means the car has both an electric battery and a petrol or diesel engine.

In terms of the difference between hybrid and electric cars, the main thing is that hybrids are ‘self- charging’ meaning the engine charges the battery as it goes. So, they still rely on fuel for their electric power and you can’t plug them in.

While a plug-in hybrid (PHEV) still has an electric battery as well as a petrol or diesel engine, there’s one key difference that sets it apart from other hybrids. You plug it in!

PHEVs can still recharge themselves when you’re driving but you also get to top up the battery overnight, for example, by plugging in. How the car’s powered depends on the model, but they typically use up their electric power then switch to the engine when the battery runs low.

We're a digital insurer so you manage your policy yourself online and you can trust us to keep things simple.

Make changes, update and check your policy in your online account when it suits you. No paperwork, no fuss.

If you need to make a claim, our friendly UK based claims teams are at the end of the phone 24/7. 

Remember though, our call centres are only for claims.

You're in charge of your online account, so you're free to make changes to your policy without any admin fees or long-winded forms.

So, you can get on with what really matters.

If you make a claim and use our recommended repairer service to fix your car, those repairs will have a lifetime guarantee on labour, not parts, for the entire time you own the vehicle.

So, you can get back in the driving seat without worry.

If you have an incident with an unisured driver, you're covered.
Subject to availibility, you'll have the option of an EV hire car if your vehicle is stolen, written off or being repaired by our recommended repairers.
In case you need a hand with a driving dispute.
We'll get you charged up at the nearest charge point and on your way, anywhere in the UK.
Our electric car insurance covers batteries against accidental damage, fire and theft.
All your charging cables, adaptors and wall boxes are covered against accidental damage, fire and theft.
Here’s a list of 10 different makes of electric car our customers love to insure with us

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Fiat 500e
Kia Soul EV, Niro EV or EV6
Volvo C40 or XC40
Renault ZOE or MEGANE E-Tech
 Smart EQ fortwo or forfour
Skoda Enyaq
VW ID.3 or ID.4
Peugeot E208 or E-2008
Hyundai IONIQ 5 or KONA
Citroen e-C4

Want to add breakdown cover? We’ll be there for you if your car breaks down.

With three cover levels to choose from – Local, National and European – you won’t be left stranded on the side of the road.


Want to protect your NCD so you don’t lose out?

With protected NCD, your no claim discount is safe if you make any claims. Your renewal price may still go up, but at least you’ll get to keep your no claim discount.


  • You want to manage your policy online 24/7 from home
  • You don't want to pay admin fees for making changes
  • You'd prefer not to call to check or change something on your policy
  • You prefer chatting through your policy on the phone
  • You don't want to manage your policy online
  • You're more comfortable receiving updates by post

Did you know? With Allianz Car Insurance, you'll have fully comprehensive cover while driving your electric car in the EU.

With Allianz Car Insurance, you’re covered if you cause an accident involving your electric vehicle that injures someone. So, if your charging cable's in use and attached to your car and it causes an accident... we’ve got your back. But you have a duty of care to make sure you do everything you can to prevent accidents when charging your electric car.

So, it’s your responsibility to take reasonable care not to create hazards. For example, you mustn’t leave cables loose or coiled up where they might trip someone, or left trailing over a public footpath. If it can’t be avoided, minimise potential hazards by taking necessary precautions, such as warning signs and cable covers.

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