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Cover for business interruption

Sometimes the unexpected happens and it can have a major impact on your business. 

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What is business interruption insurance?

Buildings and contents insurance normally takes care of physical damage and losses, but business interruption insurance helps with financial losses after physical damage or loss. This can include payments for losses such as reduced income or continued wage payments.
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When would it help?

Business interruption insurance can help when a business can't run as normal because of damage to property at the business premises.

 

Contact your insurance broker

Our range of products are only available through insurance brokers. Speak to your insurance broker today about business interuption insurance.
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We can also provide cover for

We can provide public liability insurance, which protects against personal injury and property damage claims from members of the public. We also offer employers liability, professional indemnity and Directors and Officers insurance.
Our buildings and contents insurance will help you put things back to normal, if your business premises, contents or stock get damaged, lost or stolen.
We'll help cover damage or loss to your stock and equipment, during transportation in the UK and overseas. You can select a single trip or annual cover.

Why choose Allianz?

Claims

UK based claims services.
Risk management
Helping manage the risks businesses face.
Expertise
Over 130 years’ experience as part of one of the largest insurers in the world.

Business legal expenses and expertise

Cover for legal disputes with access to a range of included and/or discounted legal, tax and business advice services.
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Allianz Legal Online

100+ legal templates and easy-to-use law guide, to help ensure your customers’ HR policies, contracts and agreements are legally compliant. Once created, customers can save and store all their documents within our online storage facility.
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Legal and tax helplines

  • Allianz Lawphone legal guidance on any business related legal matter, from employment law to debt recovery and property disputes
  • Business tax advice from Markel Tax 
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Frequently asked questions

It depends on the policy and the type of cover. Most policies provide cover for some extra expenses following damage, such as rental charges, overtime wageroll payments and relocation costs, to prevent further loss of income. What is and isn't covered by business interruption insurance is in the policy wording and schedule - your broker can help establish if you'd be able to claim in this scenario. 
Loss of rent receivable is a fairly common option in business interruption insurance, which covers loss of rental income, if the let building can’t be used by tenants following damage. We recommend speaking to your insurance broker if you need this cover

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