Choose from our two levels
of car insurance cover

Simply choose which of our two cover levels you want when getting your quote...

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Motor legal expenses (MLE)
Optional
Included
Guaranteed hire car
Optional
Included
Protected no claim discount (PNCD)
Optional
Optional
Breakdown cover
Optional
Optional
Accidental damage
Included
Included
Fire & theft
Included
Included
Windscreen cover
Included
Included
Driving other cars
Not included
Third party only (if eligible) 
European Cover
Minimum cover needed by law to drive in Europe for up to 180 days a year
Cover in the EU for up to 180 days a year at the same level as UK cover
Personal belongings
Not included
Included
Child car seat replacement
Included

Included
Theft of keys
Included
Included
Loss of keys
Not included
Included
Misfuelling
Not included
Included
In car entertainment
Cover for manufacturer fitted in car entertainment only
Cover for manufacturer fitted in car entertainment and up to £1,000 for non manufacturer fitted
New car replacement
Not included
Included
Medical expenses
Not included
Included
Personal accident cover
Not included
Included - £10,000
Uninsured driver promise
Not included

Included
Vandalism promise
Not included

Included
Accident transport
Included

Included
Journey continuation and alternative accommodation costs
Not included

Included
Car jacking
Not included

Included
Road rage
Not included

Included
Motor trade
Included

Included
Valet parking
Included

Included
EV cables
Not included

Included
EV charge point
Not included

Included
EV battery
Included

Included
EV cable liability
Included

Included
EV recovery to nearest charging point
Not included

Included
EV courtesy car
Not included

Included
For car insurance, Defaqto has given our Allianz cover level 5 stars – their highest rating.
We're rated Excellent on Trustpilot - 4.5 stars out of 5! Thanks to our customers.
We were voted 'best motor insurance provider' at the Insurance choice awards 2023.