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Wholesale and Retail


Our Wholesale and Retail proposition comprises a range of comprehensive cover extensions and services tailored to the typical insurance needs of clients in this sector with a combined property and casualty premium of £5,000£100,000.

Tailored cover extensions

Automatic cover extensions arranged at no extra cost, with specific clauses tailored to customer needs.

FREE disaster recovery protection

Helping your clients get back up and running in the event of an incident.

Dedicated claims handlers

Claims helpline – available 24 hours a day, 7 days a week.
Further product information is available from our Document Download Centre.
Cover highlights

Cover Enhancements
The following cover extensions will be automatically included free of charge is the relevant section is operative:
Material Damage
  • 25% seasonal increase in stock sum insured over the months of November, December and January
  • Exhibition cover – £25,000 limit within the EU (FEA only).

Business Interruption

  • Unnamed suppliers within the EU – up to a limit of £100,000 (FEA only)
  • Unnamed customers within the EU – up to a limit of £100,000 (FEA only).

Goods In Transit

  • Protection for own goods in own vehicles (£5,000 limit per vehicle; up to five vehicles). 

Employer’s Liability

  • Personal Accident cover – benefits of up to £10,000 paid for an accidental bodily injury incurred at work resulting in death or disablement.

Public Liability and Products Liability

  • Liability for the spread of Legionella bacteria – up to £1,000,000 limit of indemnity.

Business Travel

  • Medical expenses and associated covers for up to 30 trips – £1,000,000 limit.
Risk appetite

Preferred Trades

  • Mineral Water and Soft Drinks
  • Wine, Spirits and Beer
  • Coffee and Tea
  • Electrical Goods
  • Bottles and Glass
  • Ceramic and China
  • Stationery and Books
  • Confectionary and Newsagents*
  • Bakeries*
  • DIY
  • Department Stores*
  • Supermarkets*
  • * Retail only
Why choose Allianz?

Experienced local underwriters 
Efficient and experienced claims service and access to our claims helpline available 24 hours a day, 7 days a week.

Risk Management
FREE guidance via our Allianz risk management website, featuring:

  • Sector-specific risk management advice
  • Business impact assessment tool
  • Specially negotiated rates from our preferred suppliers providing access to risk management products and services, such as:

            - Praxis 42 – health and safety advice

            - SESS - racking and shelving safety inspection services

            - Glen Abbot – supply chain risk assessments

            - Hilti – passive fire protection   

            - SWS UK – physical security solutions


Engineering Inspection Services
Via Allianz Engineering we offer a wide range of plant and machinery inspection services, including:

            - Electrical and mechanical inspections

            - Lift and crane inspections

            - Pressure plant inspections.

In addition, Allianz Engineering's Special Services Team can arrange one-off inspections coupled with bespoke consultation in the fields of:

               - Electrical Services, such as fixed wiring inspections and Portable Appliance Testing (PAT)

               - Energy Services.

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.