Material Damage

• Exhibitions cover – £50,000 limit within the UK, £25,000 limit within the EU (FEA)
• Moulds, tools and dies – £100,000 limit within the EU (FEA)
• Faulty or defective workmanship – £25,000 limit in excess of the first £10,000
• Operational errors and omissions – £25,000 limit in excess of the first £10,000
• 25% seasonal increase in stock sum insured – not limited to a specific period
• Replacement of damaged machinery and plant with green friendly models.
• Metal Workers Extension (optional):
• Cover for damage to contents and stock at metal worker’s or customer’s premises – £250,000 limit within the UK and £100,000 limit within the EU.
• Molten Material Breakout (optional):
• Covers sudden or unforeseen damage as a result of escape of molten material – £50,000 limit. 

Employer’s Liability

• Personal accident cover – benefits of up to £10,000 paid for an accidental bodily injury incurred at work resulting in death or disablement.

Public Liability and Products Liability

• Liability for the spread of Legionella bacteria – up to £1,000,000 limit of indemnity
• First party pollution clean-up costs – £1,000,000 limit
• Products financial loss – £100,000 limit
• First party product recall expenses – £100,000 limit (optional).

Business Interruption

• Unnamed customers/suppliers – £250,000 limit within the UK and £100,000 within the EU (FEA) 
• Exhibition sites – £50,000 limit within the UK, £25,000 limit within the EU (FEA)
• Property stored and property in transit – £250,000 limit within the UK, £100,000 limit within the EU (FEA)
• Moulds, tools and dies – £50,000 limit within the UK, £25,000 within the EU (FEA)
• Faulty or defective workmanship – £25,000 limit in excess of the first £10,000
• Operational errors and omissions – £25,000 limit in excess of the first £10,000
• Research and development costs – £250,000 limit 
• Fines and damages – £25,000 limit
• Accidental failure of supply – £100,000 limit.

Good in Transit

• Protection for own goods in own vehicles – £5,000 limit per vehicle
• Territorial limits for own goods in transit extended to the EU. 

Business Travel

• Medical expenses and associated covers for up to 30 trips – £1,000,000 limit.