FOR INTERMEDIARIES ONLY


Commercial Select

FOR INTERMEDIARIES ONLY

Tailored to your clients needs

Ability to combine P&C covers with speciality lines such as Professional Indemnity and Directors & Officers cover.

Business support
helpline

Free up-to-date guidance on business issues.

Dedicated claims
handlers

Claims helpline – available 24 hours a day, 7 days a week.
Further product information is available from our Document Download Centre.
Document Download Centre
Cover highlights

Property Cover Options
 
  • Property Damage - Protects your clients’ buildings, contents, stock and other items against damage caused by an insured peril.
  • Business Interruption - Protects your clients’ business income following property loss or damage. Increased inflation protection cover options are also available.
  • Money - All Risks cover to protect your clients’ business money.
  • Selected All Risks - All Risks cover to protect specific items in the UK and (optionally) elsewhere. Covers items at the business premises in the UK, in the European Union or Worldwide.
  • Goods in Transit - Protects goods whilst in transit, either in own vehicles or while being carried by a third party.
  • Computer - Provides All Risks cover, including worldwide transit for computer equipment and technology.
  • Fidelity Guarantee - Provides cover for loss of money or property due to employee dishonesty or acts of fraud.
  • Terrorism - The policy (except for the Commercial Legal Expenses section) can be extended to provide Terrorism cover.
  •  
Casualty Cover Options
 
  • Public and Products Liability - Legal liability protection for injury to third parties or for damage to their property.
  • Employer’s Liability - Legal liability protection for accidental injury and disease to employees.
  • Commercial Legal Expenses - Protection against professional legal expenses in connection with a variety of events with the provision of legal advice. 
  • Directors and Officers - Financial protection for directors for their personal liability whilst managing their business, plus reimbursement to the company for claims paid on behalf of its directors and officers
  • Professional Indemnity - Covers the insured’s legal liability arising from their professional services in the event that a third party suffers a loss as a result of their professional negligence
  • Excess of Loss - Cover specifically designed to meet the needs of businesses that require higher limits of liability
  • Personal Accident - Compensation for an accident that results in death or disablement, with a range of capital sums and weekly benefits that can be tailored to meet your client’s needs.
  • Business Travel - Worldwide medical emergency travel expenses, baggage, money and cancellation cover for a single trip or multiple trips. 
Risk appetite

Businesses that:

  • Place a high importance on keeping up-to-date with current legislation and trade issues.
  • Have a proactive approach to the reporting of risk issues.
  • Are well-established and financially stable.
  • Seek long-term relationships with their broker and insurer.
Property risks operated from fixed premises which are:

  • Purpose built or suitably converted and in a good state of repair.
  • Located in a low crime area.
  • Located in an area free from obvious flood hazards.
  • Appropriately protected against fire and unlawful access.
  •  
  • Casualty risks which:

  • Recognise, assess and take action to control health and safety risks.
  • Document HR procedures.
  • Have a well-established and experienced management team.
  • Have a sound financial record with good cash flow.
  • Have a robust and tested governance policy in place.
  • Have no previous or planned sizable redundancy plans.
  • Have clear accountancy responsibilities, authorities and audit trails.
  •  
Why choose Allianz?

Expert legal advice
For clients with Allianz Legal Expenses cover in place, free or discounted legal and tax advice in relation to their business via a range of online and telephone services.

Underwriting expertise
Our underwriters are industry experts and have high levels of local underwriting authority and experience. 

Specialist Claims handlers
Claims handled by a dedicated team of  experts including:

  • A dedicated claims helpline
  • Claims analysis
  • Fraud prevention
  • Expert legal advice

Free business helpline
Advice on health and safety and business continuity matters, via Actionline. Tel: 0344 873 0244.

 

This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.