The following features of cover apply if the relevant section is purchased:

Property Damage
The following covers will automatically be added FREE if the relevant section is purchased:

• Eviction of squatters – £5,000 limit, any one claim
  
• Archaeological discovery – £50,000 limit, any one claim
  
• Concern for welfare and emergency services covers – £10,000 limit, any one claim
  
• Property damage caused by illegal cultivation of drugs
  
• Residential property alternative accommodation – up to 30% of the building declared value
  
• Japanese knotweed removal – £2,500 in the aggregate
  
• Environmental protection – 10% of building sum insured or £25,000 for the use of green and sustainable rebuild material
  
• Fly-tipping – £10,000 limit, £25,000 in the aggregate
• Exhibitions and models – £25,000 limit in the aggregate
• Average free – we will waive the Average condition if a professional valuation has been undertaken within the last three years. Proof of valuation will be required at point of claim.
  

Loss of Rent
We offer loss of income or rent protection following an insured event, including FREE indemnity to managing agent and book debts.

Property Owners Liability
Legal liabilities cover for personal injury or property damage suffered by third parties arising from ownership of the property.

• Legionella – £5,000,000 limit of indemnity
  
• Corporate Manslaughter – £5,000,000 limit of indemnity
• Asbestos – £5,000,000 limit of indemnity
• Terrorism – £5,000,000 limit of indemnity
• FREE environmental clean-up costs – £1,000,000 limit.
  

This is all available alongside our other existing cover options including Employers Liability and Commercial Legal Expenses.