QUICK GUIDE (PDF)
FOR INTERMEDIARIES ONLY
Hotels & Restaurants
Our Hotels & Restaurants proposition offers commercial combined cover for businesses with a turnover between £10m - £1.5bn.
Cover for your customers' needs
In addition to the standard cover provided by our commercial combined product (Commercial Select), Hotels & Restaurants provides a range of tailored cover extensions which are automatically included if the relevant section is operative.
Property Damage
Cover for deterioration of foodstuffs, 50% seasonal stock increase, chef's knives and utensils, drinks leakages, and temporary trading locations. Variable limits apply.
Business Interruption
Chef replacement cover, damage loss of attraction, loss of licence, test kitchen expenses, and TRONC scheme cover. Variable limits apply.
Property in Transit
In own or third-party vehicles up to £5,000 within the UK.
Public Liability and Products Liability
- Cover for guests' property, cloakroom property and Legionellosis Liability. Variable limits apply.
Reputation Management
- Public relations costs up to £25,000 to help protect your customer's reputation following an insured event. Available under Business Interruption and Public and Products Liability.
Employers’ Liability
Employment related accident benefits for an accidental bodily injury and First Aid Expenses. Variable limits apply.
Our appetite for Hotels and Restaurants
- Restaurant Chains
- Independent restaurants
- Business hotels
- Resort hotels
- Leisure hotels
- City centre hotels
- Conference centres with hotels
We prefer businesses that have:
- Risk protection systems in place – e.g. fire suppression in kitchens
- Well-trained and experienced staff
- Security procedures in place to protect guests
- Hotels that are not used for long term accommodation services
- Purpose-built premises or those suitably converted and in a good state of repair
- Place a high importance on keeping up to date with legislation and trade issues
- Strong food safety controls
Further bespoke wordings available for
Let's talk details
View policy wording
Access all policy wording and other documentation.
Download policy sections
Pick and choose relevant policy sections for bulk download.
Why choose Allianz?
Tailored cover
Cover extensions across core property and liability sections, specifically designed for manufacturers.
Customised solutions
Range of optional covers and services including engineering covers, lift and pressure plant inspections, non-destructive testing and bespoke engineering consultation.
Expert trading teams
Underwriters with comprehensive industry knowledge and technical expertise across property, liability, financial and speciality lines - for both new and renewal business.
Business risk support
A wide variety of resources for health, safety, environmental, cyber security and business continuity matters.
Follow us
This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.