When you renew, you'll have the option to pay by monthly Direct Debit.
Many customers prefer Direct Debit as it uses your bank details, not your card details (which can expire or need replacing).
This means less admin for you and the added bonus of the Direct Debit Guarantee, which ensures you get a refund if an error’s made in the payment.
The inception date of the policy will be outlined in the policy documents.
To view your documents head to your Allianz account and select 'documents', where all the policy documents issued throughout the policy term will be available to view.
Both methods allow for regular payments, but with monthly payments, the charge is made to your card, and with Direct Debit, it comes directly from your bank account.
Monthly payments are automatic payments, normally taken at the same time each month, set up using your card details. You authorise a company to charge your card each month for the agreed amount.
Direct Debit is where you authorise a company to take recurring payments from your bank account. You set up Direct Debits using your bank account number and sort code.
Many customers prefer Direct Debit as it uses your bank details, not your card details (which can expire or need replacing).
This means less admin for you and the added bonus of the Direct Debit Guarantee, which ensures you get a refund if an error’s made in the payment.
Some things to bear in mind if we're unable to take the funds:
To change your card, we have a handy 'how to' guide.
Please don't email us with your full card number, if we ever need to check something relating to your payment card, we'll only ever ask for the last 4 digits.
If you’ve missed a monthly payment, please log in to your Allianz account and click the ‘pay now’ button.
If your card details have changed, you’ll need to update them by selecting ‘payment’ from your account homepage then ‘change card’.
If you don’t manage to make the payment manually, we’ll try processing it again 7 days after your monthly payment was due. If this payment fails, you’ll be issued with a notice of cancellation.
Just so you know, your credit rating could be affected if you default on your credit agreement and your policy is cancelled.
Yes. Simply log in to your Allianz account and select 'payment' where you'll find options including: pay off balance.
Sometimes a payment can be declined by your bank or payment provider but still appear as a pending transaction (known as a ring-fenced payment). It could be that your payment details don’t match, or the payment failed to pass your bank’s validation checks.
The most common reasons are:
The payment will most likely remain as pending if you haven’t received either:
Payments that remain as pending are usually returned to you by your bank automatically in a few days. You won’t need to do anything but it’s important you don’t try to make another payment using the same card/payment method.
We'll send any refunds immediately.
Remember, they can take three to five working days to appear in your account depending on your bank or building society.
It could be that you were deemed to be at fault, or partially at fault, following a car insurance claim. Until liability has been determined, you'll need to continue to pay for your insurance.
If the claims costs can be recovered, or the claim is found in your favour, any payments you made after you cancelled your policy will be refunded.
When you get your new card, you’ll need to update your card details for us. Log in to your Allianz account and follow these steps:
So we can process your monthly payment, don’t forget to let us know about any card changes before your next payment is due.
Watch our handy video if you’d like to see how to change your payment card.
To change the day of the month we take payment for your policy, log in to your Allianz account and follow these steps:
Don’t forget to check your updated payment schedule when you change your payment date.
Watch our handy video if you’d like to see how to change your payment day.
Here are some things to check if we couldn’t take your payment:
Does your card allow recurring card payments / subscriptions / have continuous payment authority?
Is the card registered to the home address that we have on your account?
We accept all debit cards apart from Diners card, American Express and prepaid cards. We don’t accept Business or Commercial cards.
If you have one of the cards above, it will need to be changed or you’ll have the same issue every month. Watch our handy video if you’d like to seehow to change your card.
Remember, if emailing, don’t include confidential information like bank or credit card details. If we ever need to check your card number, we’ll only ask for the last 4 digits.
To update your card details, follow these steps:
Please note: if you’ve missed a payment, although you’ll be able to update your payment card here, you’ll still need to make a manual payment afterwards by clicking the ‘pay now’ banner.
Watch our handy videos to see how to change your card.
Sorry to hear your card's been lost or stolen, we know how that feels. The first thing to do is let your bank or building society know and order a replacement card.
Once you have your new card, you'll need to update your card details in your account before your next payment date to make sure your insurance isn't cancelled. To do this, follow these steps:
If you know your payment is going to fail, it's best to let us know by emailing [email protected]. We'll get in touch and explain what to do.
You can pay for your Allianz Online Car Insurance in monthly instalments by setting up a Direct Debit. It’s not complicated and we’ll explain how to do it when you purchase your policy.
Yes, it’s easy to change the bank details or card you use to make your payments. You can do this yourself online in your Allianz account.
To update your credit/debit card, or the bank details you use to pay for your monthly Direct Debits, just follow the steps below:
You can change your Direct Debit payment date yourself in your Allianz account.
To update your Direct Debit payment date, just follow these steps:
Once you’ve selected your new monthly payment day, it will take effect from the 2nd or 3rd instalment in your payment plan. You’ll be able to see your updated plan in the payment section of your Allianz account.
You can see your payment history in your Allianz account, just follow these steps:
If your payment fails due to lack of funds, we’ll email you to let you know and try to take payment again six days later. If we’re still unable to collect it, we’ll send another email to let you know how to pay for the missed payment.
If you have any more questions about Direct Debit in relation to Allianz Online Car Insurance, please email us and we'll be in touch to answer your query.
If you cancel your policy and you have an upcoming payment that’s already been requested, we’ll process your refund 7-10 working days after this payment’s been collected to make sure we return the full amount owed.
If you cancel your policy before your next payment has been requested, we won’t collect future payments and we’ll refund any money owed 7-10 working days after your cancellation date.
