Professional Indemnity Select

Professional Indemnity Select covers medium and large businesses against a legal liability to compensate third parties for injury, loss or damage due to a breach of duty in the conduct of their profession.

This cover should be considered by any company that offers advice, design, skills or knowledge in a professional capacity.

Business support

Free up-to-date guidance on health and safety and business continuity.

Allianz Legal Health

Free legal health assessment for your client's business.

Expert claims

Claims handled by a dedicated team of liability experts.
Cover highlights

Professional Indemnity Select is written on a full civil liability basis. Key cover includes breach of professional duty, infringement of copyright, breach of confidentiality, defamation and other types of civil liability with a limit of indemnity up to £2,000,000.

It can be bought as either a standalone policy, or as an optional section within Commercial Select, our property and casualty proposition for mid-corporate customers.

Cover includes:

  • Fraud and Dishonesty – liability of the insured business to any third party resulting from fraudulent or dishonest conduct.
  • Lost Documents – costs of replacing/restoring documents lost or damaged in transit, in custody or control up to £100,000.
  • Joint Ventures – cover against the liability arising from the policyholder’s professional services in relation to any joint venture.
  • Automatic Acquisition – cover can be automatically provided for work in respect of any firm acquired during the policy period.
  • Court Attendance Cover – if attending court as a witness when defending a claim up to £300 per day (£150 for employees).

Cover can be provided on:

  • A Civil Liability Basis – allows for any civil liability to be claimed, rather than restricted errors and omissions cover.
  • A Claims Made Basis – as opposed to occurrence basis. 
  • An Any One Claim Basis – every claim made during the period of insurance is entitled to the full indemnity limit for the majority of trades.
  • An Innocent Non-Disclosure Condition – waiving our rights to avoid the insurance cover in the event we are satisfied of innocent non-disclosure, or innocent misrepresentation.

Bespoke policy wordings available for:

  • Accountants 
  • Architects 
  • Construction 
  • Engineers 
  • Insurance Brokers
  • Management Consultants
  • Media 
  • Miscellaneous 
  • Recruitment Consultants 
  • Surveyors
  • Technology and Telecommunications 

Risk appetite

The following are our preferred types of risks but we’re happy to discuss other cases too.

  • Accountants (excluding tax avoidance/tax mitigation work)
  • Architects (excluding Cladding risks)
  • Engineers (excluding Cladding risks)
  • Management Consultants
  • Media
  • Recruitment Consultants
  • Surveyors excluding surveys and valuations
  • Technology and Telecommunications

Why choose Allianz?

  • Expert Claims handling – Our claims team will also be able to help your client with claims analysis, fraud prevention and expert legal advice.
  • Business support helpline – Offering guidance on health, safety, environmental, cyber security and business continuity help
  • Legal Online – news updates on employment law, health and safety, and environment regulation with
  • Allianz Legal Health Assessment – an assessment of the insured’s legal circumstances, identifies what documentation is required and hosts the relevant templates.

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Specifically designed to suit the needs of mid to large businesses and gives your client the flexibility to choose from a wide range of covers.
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Protection for companies and organisations, from universities and charities to airports and manufacturing.
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