Temporary Cover 

Temporary cover for instruments and equipment
You can use temporary cover for whatever you need it for. Some of the most common uses include: touring, school trips, one-off events, approval cover, and transporting items that are on a premises only policy, for example, when you move house. Whether you’re borrowing an instrument from a friend or an organisation you can relax knowing  that their valuable instrument is covered while in your trust. You don’t need to be an existing customer to take out temporary cover. 
Our temporary cover can only be arranged by speaking to our customer service team. You can select the level of cover you need and ask our team any questions you may have. 
Lines are open Monday to Friday 9am - 5.30pm
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to rehearsal we’ve got you covered.
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.

Tell us about your claims as soon as possible but no later than 60 day after the damage or loss happens.
Lines are open Monday to Friday 9am – 5pm
Check out our handy claims guide to help you claim if the worst happens.
Exceptional service, excellent introduction, very professional, giving me peace of mind where all my treasured equipment is regarded.
Feefo feedback
Februrary 2020

I found our telephone operator very helpful, informative and comforting at a very stressful time with the breakage and Covid-19. 
Claims feedback
May 2020
Not a cloud in sight. 100% helpful and informative. Got what I needed immediately.

Horn player
Feefo feedback
July 2019
Unlimited – we can cover almost any type of musical instrument, regardless of how valuable it is. However, our website is limited to £30,000 for any one instrument. If your musical instrument is worth more than £30,000, or your collection is worth more than £50,000, just give us a call on 0330 100 9903.
Yes. We will just need an email or a letter from the instrument’s owner to confirm that you will be responsible for any damage to the instrument.
Absolutely – and we offer discounted policies if your group is insuring multiple instruments together. Give us a call on 0330 100 9903 to discuss special rates.
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.