Warning: You are using an outdated Browser, Please switch to a more modern browser such as Chrome, Firefox or Microsoft Edge.


Complete Motor Trade

Specialist underwriters

We've provided the motor trade industry with insurance solutions for over 35 years so our underwriters understand the requirements and pressures it faces. 

Tailored proposition

Our Motor Trade proposition is tailored specifically to address the unique needs of your motor trade clients and can include insurance and inspection of engineering equipment.

Allianz MID

Our Motor Insurance Database website provides immediate access to vehicle data to help your clients establish a robust reporting process.
Cover highlights

  • Material Damage –  cover for equipment, money and vehicles, including seasonal increase in vehicle sum insured during peak registration periods
  • Road Risks - cover for social, domestic and pleasure use for up to seven named persons, with only one excess paid if two of your vehicles are involved in the same incident
  • MOT Loss of Licence - cover following loss or suspension of MOT licence with free appeal, consultancy service and advice helpline
  • Business Interruption - cover for reduced earnings on a gross profit basis following a loss insured under the Material Damage, Roads Risks or Self Drive Hire section of the policy
  • Public and Products Liability - up to £2,000,000, with the option of increasing up to £5,000,000
  • Employer's Liability - cover to meet the compulsory legislative requirements
  • Commercial Legal Expenses - cover automatically included
  • Engineering Breakdown - breakdown and accidental damage cover for machinery (e.g. diagnostic equipment, lifting tables and jacks) up to £50,000
  • Engineering Inspection - a range of inspection services in line with periodical and regulatory requirements for machinery.


Risk appetite

Our underwriters assess each risk individually and on its own merit. These are our preferred risk types but we’re happy to discuss others too.

  • Motor vehicle service, MOT and body repair
  • Motorcycle service, MOT and body repairs
  • New vehicle sales
  • Second-hand vehicle sales
  • Auto electricians
  • Tyre and exhaust fitters

Why choose Allianz?

Allianz Motor Insurance Database 
Website and helpdesk providing immediate access to maintain vehicle data at allianzmid.co.uk

Pay-on Use Breakdown Cover
Provides peace of mind if your client's vehicle were to suffer a breakdown

First class Claims service
Includes rapid settlement for property under £5,000, dedicated claims handlers and motor trade legal expertise

On-site claims assessment
Quick on-site motor assessment and authorisation with swift decisions on payments for total losses

Exclusive discounts
On risk management products and services

Business support helpline
Offering guidance on health & safety, environmental, cyber security and business continuity.


This promotional material is intended for insurance broker use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.