Musical Instrument Insurance

Cover for loss, theft and accidental damage from only £33 a year

We’re the UK's No. 1 musical instrument insurer and have been providing musical instrument cover since 1960. Today, we insure over 70,000 musicians, from beginners to internationally renowned artists.

As a team of music experts, we understand musicians' needs and lifestyles. As well as accidental damage, loss and theft, our policies cover unlimited professional use, loan instrument hire costs, and there's no excess on instrument claims. 

We’re the UK’s No.1 musical instrument insurance provider, protecting all instruments from antique violins to DJ decks. 
We insure all musicians, from beginners to professionals, teachers to studio producers and bands to orchestras. 
Get two months free when you buy a policy online. Cover starts from only £33 a year and is tailorable to your needs.
Whatever string instrument you play, at whatever level, we’ve got you covered. 
We cover all brass instruments from horns to trombones, for all levels of musicians. 
Whether you’re playing at home, in a concert or on tour, your woodwind instrument is covered. 
Whatever equipment you use to create your music, our cover gives you peace of mind. 
There's no instrument too unique for us to insure. From the rare and obscure to your everyday classics, we’ll cover you for accidental damage, loss, theft and more. 

Professional musicians

Retailers

Repairers

DJ & Studio Producers

Bands

Brass bands

Concert bands

Orchestras

Music teachers

Peripatetic teachers

Online teachers

Amateurs

Students

Collectors

Dealers

We’ll cover any musician, no matter how you identify yourself.
Our insurance policies can be tailored to suit musicians of all levels and ages. 
 
We're proud to have been providing musical instrument insurance for musicians of all types since 1960 – longer than any other insurer. 
Here's just a few reasons why over 93% of our customers renew each year
There's no excess on our instrument claims, so you can make a claim and get back to playing as soon as possible.
We pay out 97% of claims we receive.
We're flexibile, choose the level of cover that suits you best and select optional add-ons if you need them.
You can make affordable monthly payments with 0% APR.

 

* 2 months free only applicable when you buy a policy online. For the first year you will only make 10 payments. Subject to our minimum premium and not valid in conjunction with other offers.