As a team of music experts, we understand musicians' needs and lifestyles. We know how important it is to quickly resolve any repair or replacement of lost or damaged instruments so musicians can keep on playing.
We’re the UK’s No.1 musical instrument insurer and have been providing cover for musicians since 1960.
We insure all levels and ages, from beginners to professionals, and our policies can be tailored to suit all types of musicians.
70,000
We insure over 70,000 musicians
357,000
Over 375,000 instruments currently insured
500
More than 500 different types of instruments currently insured
60
60 years of experience in musical insurance
What you're covered for
Unlimited professional
use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire
costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to rehearsal, we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a
repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.