We’re the UK’s No.1 musical instrument insurer and have been providing cover for musicians since 1960.
We insure all levels and ages, from beginners to professionals, and our policies can be tailored to suit all types of musicians.
As a team of music experts, we understand musicians' needs and lifestyles. We know how important it is to quickly resolve any repair or replacement of lost or damaged instruments so musicians can keep on playing.
We insure over 70,000 musicians
Over 375,000 instruments currently insured
More than 500 different types of instruments currently insured
60 years of experience in musical insurance
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We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to rehearsal, we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Digital theft techniques are on the rise. We know it can be hard to keep up to date with what precautions should be taken to help keep your musical instrument and equipment safe. Don’t panic! We’ve done some research and pulled together the key updates you should be aware of.
We know what a nightmare it can be to fly with your precious instrument - we’ve all heard the horror stories. That’s why we’ve created this simple checklist so you can do your best to make sure your instrument is protected when travelling by air.
No matter what you play it’s important to look after your instrument and keep it in tip-top condition. Musical instruments are precisely made and require maintenance to stay in perfect playing order. Here are our tips to make sure you are getting the most out of your instrument.
The busiest time in the musical calendar is now upon us. Whether you're performing in carol concerts, Christmas parties, shopping events or busking in the street, it’s a freezing time of year to be performing.
Ever wondered how they make the scary music in horror, sci-fi and thriller films? Alongside computer generated sounds and synthesisers, film composers sometimes use obscure instruments to create some of the creepiest sounds.