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We’re the UK’s No.1 musical instrument insurer and have been providing cover for musicians since 1960.
We insure all levels and ages, from beginners to professionals, and our policies can be tailored to suit all types of musicians.
We insure over 70,000 musicians
Over 330,000 instruments currently insured
More than 500 different types of instruments currently insured
60 years of experience in musical insurance
Our Policy Terms & Conditions
View or download our latest Musical Insurance Terms and Conditions.
Why choose us?
Our flexible and cost-effective insurance product is suitable for all types of musical instruments and equipment.
No excess on instrument claims
Premiums from £2.08 a month
Get your first month free
Pay monthly with 0% APR
Our team are musical experts
Insuring musical instruments since 1960
What you're covered for
Unlimited professional use
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing with an orchestra.
Loan instrument hire costs
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
Theft, loss, fire and accidental damage
No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
Damage in transit
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to rehearsal, we’ve got you covered.
Free cover for £500 worth of accessories
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
Depreciation after a repair
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.