Published 1 July 2025
How To Party-Proof Your Home
From birthday parties to dinner parties and all the festivities in between, hosting can cause chaos in your home, so let's make sure you've party-proofed your home before welcoming in your guests!
There's always a reason for a get together, but hosting the perfect party isn't just about the refreshments and entertainment. So, we've put together a list the things we often overlook.
Don't forget, having the right home and contents insurance means you can kick back and enjoy all your hard work and party planning stress-free.
1. Check your cover:
Review your home or contents insurance policy to make sure you're covered for any party-related incidents like accidental damage. This means you'll know what you can claim for and for how much, so you don't have to spend the morning after sorting through paperwork
2. Assess risks:
Check for any potential hazards or risks, particuarly in the kitchen and dining area, so you can prevent accidents or damage. Think wires and cables, candles, and hot pots and pans. If guests are coming over, it's also worth reviewing your liability coverage (under your home insurance) to make sure it's a good level and covers you for accidents in your home.
3. Decorate safely:
Hanging lights and decorations is an art, but they're not worth a claim for broken windows (nor are they worth any broken bones!). So, when decorating for a party, make sure your decorations don't pose any fire or injury risks and double check the materials and placements to avoid them falling on, or near lit flames. Remember to switch off lights and blow candles out after a party... no matter how tired you may be!
4. Home security:
Make sure your home security system is on and working, especially if your party involves gifts! Christmas and birthdays are a great opportunity for potential thefts and home break-ins, so make sure you're not leaving gifts (wrapped or opened!) in view of passers-by. It's also a good idea to keep receipts for expensive gifts or purchases as they can be crucial when filing a claim for lost, stolen or damaged items.
5. Outdoor decorations:
Keep outdoor decorations well secured to prevent damage from wind, rain, and even theft. This should help you avoid claiming for damages due to flying fairy lights, damaging windows or catching fire! Be sure to pack them safely once your events are finished and when the festivites are over, too.
Now that you've planned an amazing soiree and party-proofed your home, you're ready to welcome your guests and enjoy your perfectly planned party!
If you don't already own home insurance, finding the right home and contents insurance is the ultimate move to make sure you can celebrate with no stress. Get a content's, buildings or combined home insurance quote with Allianz.