Published 24 September 2024
We’ve put together this electric car guide to help you find the perfect make and model for you. From exploring hybrids to evaluating running costs, we’ve got you covered.
- What is an electric vehicle (EV)?
- What are the different types of EV?
- Where can I get EV insurance?
What is an electric car or electric vehicle (EV)?
An electric car (EV) is a vehicle that runs off a battery so instead of filling up with petrol or diesel, you plug it in to a charger.
This probably isn’t news to you as there’s been a massive increase in popularity in terms of both buying and producing electric and hybrid vehicles. They don’t release as many harmful gases and are thought to be much better for the environment than petrol or diesel cars. But it can be hard to navigate this new car market to find the best electric car for you.
What electric cars are available?
In the UK currently, there are many different electric cars to choose from. These choices can vary from a budget-friendly Dacia Spring all the way to the luxurious Porsche Taycan Turbo. Here’s a small selection of EV’s you can buy in the UK today…
- Tesla Model 3
- Kia Niro EV
- Porsche Taycan
- Mustang Mach E
- Mercedes EQE
- Dacia Spring
- BMW i4
- Mini Electric
Where can I buy an electric car?
There are lots of different ways to buy an electric car. Many are sold alongside fuel cars in showrooms and second-hand dealerships across the country, while some car manufacturers are taking a more modern approach, such as Tesla and BYD. They offer a service where you can go online and order one in just a few minutes.
If you’re buying your electric car second hand, make sure the dealership is a part of the “Electric Vehicle Approved” scheme. This recognises dealerships which are skilled in selling electric vehicles. It’s easy to tell if the dealer is a member of the scheme as they will display the “EVA” logo.
Types of electric cars
When looking at the best electric cars to buy, it’s important to understand the differences between the different types of EV.
Depending on your lifestyle, driving habits, and budget, you’ll need to consider which vehicle would make the most sense for you.
Also known as a Battery Electric Vehicle, these cars are fully electric so are entirely powered by their battery. A fully electric car is a famously smooth ride due to the lack of combustion engine and automatic gearbox.
A plug-in hybrid has both an electric battery and a petrol or diesel combustion engine. Similar to BEVs, the car must be plugged in to charge – usually much more often than a fully electric vehicle, due to the battery’s reduced size. Depending on the model, PHEVs normally use their electric charge before switching to combustion.
While PHEVs offer a balance of range (petrol) and sustainability (electric), they still produce a significant amount of CO₂ emissions, which could shift your focus towards pure electric vehicles.
Like plug-ins, hybrid vehicles have both a battery and combustion engine. So, what’s the difference between hybrid and electric cars? The main thing is that hybrids are self-charging. In other words, they don’t need plugging in. The combustion engine charges the electric battery, and only uses its fuel supplies to power the car once you go over 20mph.
Should I buy an electric car?
Although EVs tend to carry a higher initial price, drivers can save money in the long run. Not only are they cheaper to run without having to pay for petrol or diesel, but they’re also generally much more efficient than combustion vehicles.
Similarly, because of the lack of combustion engine and connected internal systems, electric and hybrid models have fewer moving parts than traditional vehicles, so they’re less likely to break down and accumulate high repair costs.
Overall, it’s a good idea to work out electric vehicle prices, running costs and expected efficiency, and compare that to your budget and lifestyle before making your decision.
Getting electric vehicle insurance
You may be able to insure an EV under a traditional car insurance policy but some people prefer to take out specific electric vehicle insurance to protect their car.
With Allianz Online Car Insurance you manage your policy yourself online, so it’s fast, flexible and you can make changes without admin fees.
Need electric car insurance?
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