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  • cost of materials
  • labour costs
  • professional fees such as surveyors and architects and site clearance. 
  • tenants’ improvements
  • landlord’s fixtures and fittings
  • walls, gates and fences
  • fixed glass and sanitary ware
  • small outside buildings, annexes, gangways, conveniences and other small structures
  • extensions communicating with the buildings
  • roads, car parks, yards, paved areas, pavements and footpaths
  • security cameras and lights
  • fixed fuel oil tanks and fixed diesel tanks, piping, ducting, cables
  • wires and associated control gears and accessories and extending to the public mains.

 
  • machinery, plant and equipment
  • furniture
  • shelving and racking and
  • all other contents at the insured’s premises.
  • site clearance
  • design and planning applications
  • rebuild time
  • replacement of plant and machinery
  • sourcing stock
  • rebuilding the customer and supplier base.

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