After the event (ATE) insurance will provide cover against the financial burden incurred if a legal action is unsuccessful, including opponent's costs, expert reports, barrister’s fees and court fees.

What is ATE insurance?

ATE insurance enables people to pursue a personal injury or clinical negligence claim by providing financial protection.

An ATE insurance policy covers clients if they have to pay their opponent’s legal costs and own costs/disbursements incurred as a result of bringing a legal action. The premium is paid at the end of a legal action and dependent on case outcome.

Typical costs/disbursements covered are:

Opponent's costs
Special medical reports
Expert reports
Court fees.

We do not sell ATE policies to individuals on a direct basis.

After the Event Legal Expenses - Distributor Product Guide 39 KB

Allianz Legal Protection ATE insurance

£100,000 limit of indemnity

Straightforward claim process

Access to dedicated team

Deferred premiums

Management information

Proportionate premiums

Simple administrative procedures

Digital capabilities

Shortfall support

Want to work with us?

As one of the longest established providers of After the Event (ATE) insurance in the UK and part of the Allianz group, our fully underwritten solutions are designed and priced to recognise the expertise and success of progressive law firms.

If you'd like to find out more, please contact us

0370 243 4340

Frequently asked questions

How do I report difficulties accessing ATE Link?

Please contact the ATE Link helpdesk on 01483 260 853.

Do I require authority to issue proceedings or reject a Part 36 offer on an ATE case?

No, you do not require authority to issue proceedings or reject an offer although you should notify us that you have done so by either updating ATE Link or by emailing ATEClaims@allianz.co.uk

What other developments in a case do I need to report to you?

Where applicable make sure that we are notified promptly of a change in the number of defendants, any change of track and of any RTA case which exits the portal. Also make sure that we are notified of case closure as soon as possible.

How do I top up an existing ATE or BTE policy?

Contact us via ATE Link or by emailing ATEClaims@allianz.co.uk. We will then request some further information from you in order to confirm whether we are able to offer further indemnity and the premium that would apply

My client has died and their personal representatives are intending to take over the claim, what do I need to do?

Contact us immediately if this happens. In the absence of our agreement to the contrary the policy will end as the insured person has died and the nature of the claim may well have changed as a result.

Access our quote and buy platform for partnered law firms which enables you to easily manage your ongoing cases with us.

Trouble logging into ATE Link?

Account locked

To unlock your account please reset your password.

When you receive your new password, don’t copy and paste it as this won’t work. You’ll need to type it in manually.

Error code

Error codes are generated when ATE Link is being restarted or there are a number of users logging in at the same time. If you get an error code you should close the system and try logging in again after a few minutes.

If you need help accessing ATE Link please contact our helpdesk on 01483 260 853. Lines are open Monday to Friday, 9am to 5pm.

This promotional material is intended for law firms use only and no-one else should rely upon it.
It must not be made available to anyone other than the intended recipient, either in its original form or any reproduction.

After the Event for solicitors