Car insurance 

Clear Private Car

Available via insurance brokers, Clear Private Car has been finely tuned to give you fully comprehensive cover with additional benefits, including:

  • Cover for accidental mis-fuelling and any resulting damage to the engine - so you can get back on the road if you fill up with the wrong fuel
  • Local cosmetic damage repair - we’ll come to your home or work to save you the time and trouble
  • Approved repairer courtesy car – getting a courtesy car to you as soon as we can
  • £300 cover for personal belongings – so you can replace your personal items if they’re damaged by an accident, fire or theft
  • £750 cover for non-manufacturer audio and satnav – so you can replace your gadgets and get going again
  • Legal advice helpline as standard – access to legal advice, 24 hours a day, 365 days a year, for any personal legal matters.

Young driver insurance

We know a one size approach doesn't fit all when it comes to young drivers.

That’s why, in partnership with young driver specialist Marmalade, we offer a wide range of options to help students, learners and young drivers gain freedom and independence.

Cover includes:

  • Own and/or parent’s car cover
  • Pre and post driving test cover
  • Black box technology to help young drivers develop their driving skills.

Van insurance

Clear Commercial Vehicle

Available via insurance brokers, Clear Commercial Vehicle caters for single vans (up to 3.5 tonnes and six seats) and provides fully comprehensive cover. Other benefits include:

  • £5,000 personal accident cover for your husband, wife or civil partner – providing compensation for loved ones in the event of an accident
  • Uninsured driver excess cover – so you won’t lose your no claims discount or have to pay an excess if you have a non-fault accident with an uninsured driver
  • Cover for accidental mis-fuelling and any resulting damage to the engine - so you can get back on the road if you fill up with the wrong fuel
  • Local cosmetic damage repair - we’ll come to your home or work to save you the time and trouble
  • Approved repairer courtesy vehicle - getting a courtesy vehicle to you as soon as we can
  • £1,000 replacement locks cover – so you can get going again if the keys, transmitter or immobiliser for your van are lost or stolen.

Benefit from using a BIBA broker

As professional financial service advisors regulated by the Financial Conduct Authority (FCA), you may wish to consider the benefits of using an insurance broker to arrange suitable protection.

Brokers are professionally trained to give advice. By comparing product features and prices from specialist or general insurers that you may not be able to access directly, brokers give you clear information and choice on cover as well as support on risk management and claims.

Find a broker

Get more information on the benefits of using a broker and help with finding one.