Although it’s not a legal requirement to have public liability insurance, it can offer protection if something unfortunate happens and a customer or other member of the public makes a claim for personal injury or property damage against your business.

There’s a lot to consider when running your own business, especially the responsibility of getting things right. Each time you or your employees give advice or offer a service for a fee, you’re potentially vulnerable. Professional indemnity insurance can offer protection if there’s an accusation made against your business, such as copyright infringement, breach of confidentiality or incorrect advice.