Add up to six cars (and even your home with Multi Cover) whenever you like and save money.
If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess.
Allianz Car Insurance has been given the prestigious Defaqto 5 Star Rating.
For as long as you own the car – when using our recommended repairer service (labour, not parts).
You’re covered for damage to all the glass on your car (excess applies).
Need to claim? You can make a claim online or call us day or night.
Thanks to all of you who've rated us on Trustpilot - 4.5 stars out of 5 is excellent!
  • Any drivers who aren't named on the policy.
  • Damage to any car you're driving that's not the car you've insured with us.
  • If the car is stolen when the keys are left in, or near the car, the engine was running or it was left unlocked.
  • Mechanical or electrical breakdown.
  • Any vehicle that's already been classified as a Category A or Category B write-off.
You can view your documents in your Allianz account. Request these and other documents in braille, large print or audio format by emailing us.
 
As we're regularly updating our products please refer to the documents in your online account for the terms of cover that applies to your policy.
Motor legal expenses
Motor legal expenses

£25.99

Get up to £100,000 to reclaim any uninsured losses after an accident that wasn't your fault.

  • Keep 100% of your personal injury claim compensation (without this add-on, your solicitor may deduct their fees from the amount you receive).
  • Recover any lost earnings if you're unable to work.
  • Defend a motoring prosecution following an incident while you were using your car.

Start a new car quote and choose your optional extras on the quote page.

To add to your existing Allianz policy, visit our car contact page and give us a call.

Guaranteed hire car

From £19.90

Get a hire car if yours is stolen, written off, or being repaired by our recommended repairers.

  • Get a hire car for the whole time yours is in the garage.
  • There's no need to organise emergency insurance – we insure the hire car with comprehensive cover.
  • If your car's stolen or written off, you’ll get a hire car for up to 21 days or up to 4 days after we've paid your claim – whichever's soonest.
Available as an optional extra. Get a small 3-door hatchback for £19.90.
 
Or upgrade to a medium family-sized car with 5 doors or a 7-seater for £49.99.

Start a new car quote and choose your optional extras on the quote page.

To add to your existing Allianz policy, visit our car contact page and give us a call.

Protected no claims discount (PNCD)

Price varies

Any no claim discount (NCD) you've built up over the years is protected – no matter how many claims you make.

  • If you've earned 4 or more years’ NCD (and it’s not affected by a claim) you can protect it for the life of your policy.
  • This means if you make any new claims, you won't lose your NCD.*
  • You’ll benefit from your NCD year after year.

*Your discount's protected, but your premium may still be affected, for example after an accident or claim.

Start a new car quote and choose your optional extras on the quote page.

To add to your existing Allianz policy, visit our car contact page and give us a call.

Breakdown cover

Starts from £24 a year

Choose from our 5 levels of cover:

  • Roadside Assist: We’ll cover local recovery up to 10 miles from where you broke down (as long as you’ve broken down more than 1/4 mile away from home).
  • Roadside & Home Assist: Whether at home or on the road, we offer local recovery up to 10 miles if we can't fix your car.
  • UK Recovery: If we can’t fix your car on the spot (or at home), we’ll sort recovery for you and your passengers to anywhere in the UK.
  • UK Recovery & Home Assist: Get all the benefits of the levels above, plus added perks like a hire car, alternative transport and overnight accommodation.
  • UK & European Assist: You'll get everything from our UK cover, plus we're on hand in Europe too.

Start a new car quote and choose your optional extras on the quote page.

To add to your existing Allianz policy, visit our car contact page and give us a call.

Extended personal accident cover

£15

Increase your personal accident cover from £10,000 to £100,000. This cover applies to you, your partner, and any named drivers in case of serious injury while using your car.

  • £100,00 payout for serious injuries, like loss of sight or hearing.
  • £150 a day (for up to 14 days) for hospital admissions due to car accidents.
  • £1,000 compensation per broken bone (up to £5,000).
  • Physiotherapy or mental health wellbeing sessions.

Start a new car quote and choose your optional extras on the quote page.

To add to your existing Allianz policy, visit our car contact page and give us a call.

Our handy comparison table will help you decide which type of car insurance is right for you.
Given the prestigious Defaqto 5 Star Rating
 
Which? Recommended Provider for car insurance
We're rated excellent on Trustpilot with 4.6 stars out of 5. Thanks to our customers!

Yes, online live chat is available for car and home customers.

We are happy to help with any questions you have about the quote form, as well as any general queries about our products or cover. At the moment, we can’t help you finish getting a new quote over chat - or change the one you’re filling in online.

You can chat with us between the hours of (as long as an expert is available): 

Talk to us about car insurance or home insurance.

Monday to Friday: 8am - 8pm
Saturday and bank holidays: 9am - 5pm
Sunday: 10am - 4pm

Yes you can, as long as the car is insured by Allianz. In many instances you may decide that adding a friend or relative permanently onto your policy is the best option. However, temporarily adding a driver or vehicle to your Allianz Car Insurance policy may be a preferred option for the temporary use of your vehicle or for adding a driver onto your policy short term. Just so you know we charge a £15 admin fee each time you change your vehicle, add or remove a driver or remove a car from your Multi Car insurance.

If you want to add another driver to your existing policy, you can call us – head over to our car insurance contact us page to get in touch.

To add a new driver, we need to know their:

  • Full name.
  • Date of birth.
  • Main occupation.
  • Driving licence number or Licence type (Full, Provisional), the year they got it and whether it's a UK, EU or another type of licence.
  • Motoring convictions in the last 5 years - conviction month and year, offence code, disqualification period.
  • Accidents or claims in the last 5 years - month and year of claim, claim type i.e. fault, partial fault, non-fault etc.

It is important to remember that we reserve the right to cancel your policy should too many alterations be made throughout the life of your policy.

You need to be clear with your insurer about who drives the car the most often. You cannot state that someone else is the main driver if you’re driving the car on more occasions than them, as this is called ‘fronting’. Whoever is driving the car the most often is the ‘main driver’, with any other drivers being ‘named drivers.’ If you’re not honest about this, it’s considered fraud.

To cancel your car insurance policy, give us a call – head over to our car insurance contact us page to get in touch.

If you have a multi car policy, call us and we can remove the car, without you having to cancel the whole policy.

If you've not made a claim, we'll refund any money you've paid, less a charge for the cover you've had, and a cancellation charge of £40. After the initial 14 day 'cooling off' period, If you've made a claim, you won't get a refund.

Yes, there are two ways to do this. You can either take out a multi car policy, or you can take out two separate car insurance policies. If you choose our multi car insurance, we'll give you an extra discount and you can insure up to 6 vehicles on one policy.

If you need to add another vehicle to your policy temporarily, you'll need to call us for a quote – head over to our car insurance contact us page to get in touch.

If it shows cover for Driving Other Cars on your policy documents, we'll cover you so you're legally allowed to drive someone else's privately owned car, even if you aren't named on their insurance. This type of cover is referred to as Third Party Only.

This means if you're involved in an accident that's your fault, our policy will cover any damage you may cause to a third party or their property, but we won't cover the car you're driving at all. The owner won't be able to claim for the damage you caused to their car under their own policy either, as you're not named on their insurance.

Whether you’re covered or not, by law the owner still needs to make sure they’ve insured the car to avoid any issues with the police.

As the cover is minimal it's only meant to be used on rare occasions or in emergencies, if you'll be driving someone else’s car on a regular basis, you should get yourself added to their insurance.

Yes, there is no change to your car insurance cover. Just check with your doctor that it's safe for you to drive. If so, there's no change to your car insurance cover and you don't need let us know. 

We won’t send proof of no claim discount (NCD) if your car is still insured with us. We only send proof of NCD if your policy has expired or been cancelled.

If you've recently received a renewal letter from us, it will include details of how many years NCD you've earned. Look under the 'Your insurance includes' section of your schedule to see your NCD eligibility.

Damage caused by using wrong fuel – if you’ve accidentally started your car after using the wrong fuel, we’ll pay to fix the resulting damage to the engine and drain & flush the fuel tank*. You’ll just have to pay your excess. We’ll agree with you how best to arrange repair - if you’ve already made arrangements we’ll only consider payment if you provide us with receipts for the work.

*If you accidentally use E10 rather than E5 there’s no need to drain the tank, just fill with E5 next time. 

To make a claim for misfuelling, please call us – head over to our car insurance contact us page to get in touch.

If you have nine or more years no claim discount (NCD), we’ll give you our maximum discount.  If you don’t make any claims with us and then move to another insurer, we’ll only be able to provide you with proof of nine years NCD.

Haven't found what you're looking for? No worries, you can read all our FAQs on our Allianz car insurance FAQ page.  

Comprehensive

With comprehensive car insurance, you're covered for damage to your own car as well as the others involved in a claim, so you're not left with the full cost of repairing or replacing your car after an accident. It includes third party, fire and theft cover as well as a number of additional benefits.

What does Comprehensive car insurance cover?

  • Everything in third party, fire and theft, plus...
  • Repair or replacement of your car after an accident.
  • Repair or replacement after damage due to vandalism.
  • Windscreen damage.
  • Driving in Europe.

Available as an optional extra:

  • A hire car if yours is off the road due to vandalism or being in an accident.
Third party, fire and theft

As well as covering third party claims, this cover level protects your car from damage caused by fire, theft and attempted theft. It still doesn't cover you for an injury or damage to your car if you cause an accident.

What does Third party, fire and theft cover?

  • Everything in third party only, plus...
  • Damage to your car from fire, theft or attempted theft.
Third party only

Third party cover is the minimum level required by law and normally the cheapest cover available. It only covers you for damaging someone else's car (or property) or injuring another person (a 'third party') in an accident. It won’t cover any injuries to you or damage to your car.

What does Third party only cover?

  • Damage to other people's property.
  • Injury to others.

Allianz is one of the UK’s largest general insurers and part of a global network serving 128 million customers in over 70 countries.*

Thanks to our expert team of over 150,000 employees and 120,000 agents and brokers worldwide, we've reached our highest brand value in our 135-year history – and remained the world’s #1 insurance brand for 7 years running.

We’re proud to be the Worldwide Insurance Partner of the Olympic and Paralympic Movements from 2021 to 2028.

* Including non-consolidated entities with Allianz customers. Updated 13 March 2026 (release of the 2025 Annual Reports).


Make sure you're covered... with Allianz Car insurance, you'll have fully comprehensive cover when driving your car in the EU.