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Our insurance policies can be tailored to suit musicians of all levels and ages.
Whether you're a music teacher, a professional touring artist or play gigs outside of your 9 to 5, we've got a policy for you. 
 
You’ll also be eligible for a discount when taking out a policy as a band - give us a call to discuss special rates.
Groups

Whether you’re a local function band or playing arenas, we’ll provide your Public Liability cover, as well as insuring everything you need to use, from your instruments, amps and stands to your lighting laptops, phones and tablets. You can customise your policy to suit your individual needs.

Only need Public Liability insurance? We have got you covered; just call us to arrange a policy with Public Liability only, or combine Public Liability cover with our Musicians Personal Accident cover.

Insuring your equipment? Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover,  and Public Liability or& Personal Accident cover.

Whether you're rehearsing for Nationals, playing in your local bandstand or marching on Whit Friday, we've got you covered, from instruments and equipment to Public Liability Insurance orand Personal Accident cover.

Protect your band's instruments, sheet music, uniforms and other equipment against loss, accidental damage, theft, damage in transit and more. We'll also cover the costs for any loan instruments should the worst happen. Choose from Premises Only, UK or Worldwide cover to fit your band's needs and you can even add on Unattended Vehicle cover.

We can even cover general contents items like sofas and tables if you have a permanent rehearsal room.

Whether you’re a school, university, community or military concert band, you can customise your policy to suit you and your band's needs.

Protect your band's instruments against loss, accidental damage, theft, damage in transit and more. We'll also cover the costs for any loan instruments should the worst happen. Choose from Premises Only, UK or Worldwide cover to fit your band's needs and you can even add on Unattended Vehicle cover.

We have decades of experience insuring most of the UK’s largest orchestras. We cover orchestras of all types and sizes, no matter how large or small, even if you have high value instruments.

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover and, Public Liability &or Personal Accident cover.

Enthusiasts

Our insurance policies can be tailored to suit musicians of all levels and ages. Whether you’re a beginner or just play for a hobby outside your 9-5, we’ve got you covered.

We'll cover your instruments and equipment for theft, accidental damage, loss and more, so you can focus on your music.

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover.

If you play in public or with others, you might need to consider Public Liability insurance. We set our prices based on how often you are active in public or with others, so those only playing a few times a year, pay less.

We insure all instruments owned by students, whatever you’re studying and wherever you’re based. We also insure instruments being used by young students under the age of 18, provided that the person who takes out the policy on the student’s behalf is over 18.

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover.

If you play in public or with others, you might need to consider Public Liability insurance. We set our prices based on how often you are active in public or with others, so those only playing a few times a year will pay less.

Professionals

Whether you’re a touring classical violinist or a session guitarist, we’ll cover you if music is your livelihood.

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover to protect your equipment when travelling. and

You can take out  Public Liability  or Personal Accident cover, either alongside cover for your instruments and equipment, or on its own.

We offer up to £10m Public Liability, and Personal Accident cover, with a £30,000 benefit for permanent total disablement, or weekly payments up to £1,500 a month for temporary disablement when you can't work in your musical profession following an accident. 

Whether you’re a classical music retailer or a local guitar shop, we’ll cover your stock in case the worst happens.

There are 3 main features to our retailer insurance:

  • Stock and Goods in Trust – we’ll cover the stock that you have in store against accidental damage, loss and theft so you don’t have to worry.
  • Approval – we’ll protect your instruments and equipment whilst on loan to your customers on approval. If your stock is lost, stolen or accidentally damaged we’ll have you covered. We’ll even cover you if following repair your instrument reduces in value due to the damage.
  • Rental - we’ll cover you if you rent out your musical instruments or equipment to customers on your rental scheme for up to 3 or 4 months (dependent on your chosen level of cover). We’ll protect your stock against theft, loss or accidental damage while they are with the customer for the rental period.

 To find out more, speak to our Retailer Account Executive, Brian Hillstead, on 07792567621 or email at brian.hillstead@allianz.co.uk.

Whether you repair violins or electric guitars we’ll cover your materials and instruments in for repair, in case the worst happens.

The main features to our repairer insurance:

  • Stock and Goods in Trust – we’ll cover the instruments and equipment that you have in your trust, against accidental damage, loss and theft so you don’t have to worry.
  • Cover for materials - we'll cover the value of parts and materials used in repair and restoration work.

 To find out more, speak to our Retailer Account Executive, Brian Hillstead, on 07792567621 or email at brian.hillstead@allianz.co.uk.

Our DJ and studio insurance will keep your gear covered so you can focus on the music and take some of the stress out of your production.

We cover all your equipment, from your turntables to your headphones, mixer, and your laptop or iPad. We also provide recording studio insurance and can cover anything you use to create your music. We can even cover general contents items from your sofas and chairs to desks, office equipment and rugs; even your trusty kettle!

We'll  cover your music software and record collection and you'll get free cover for accessories valued up to £500 in total or up to £250 each with your DJ insurance policy.

You can take out Public Liability & Personal Accident cover, either alongside cover for your instruments and equipment, or alone.

We offer up to £10m  Public Liability  , and  Personal Accident  cover, with a £30,000 benefit for permanent total disablement, or weekly payments up to £1500 a month for temporary disablement when you can’t work in your musical profession, following an accident. 

Teachers

We know that many music teachers rely on their instrument for income. If you teach at a school, at home or on the move, we’ll cover the instruments and music equipment you need protected.

We also offer insurance for schools, music colleges and music hubs. 

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover.

Public Liability & Personal Accident covers are available either alongside cover for your instruments and equipment, or alone.

Teaching on the move and travelling to different schools or homes can leave you and your instruments at risk of accidental damage, theft, loss and more. We’ll cover the instruments and music equipment you need protecting, so you can focus on your teaching.

You can customise your policy to suit your individual needs. Choose from 3 levels of cover: Premises Only, UK or Worldwide. You can also add on Unattended Vehicle cover.

You can take out  Public Liability  or  Personal Accident  cover, either alongside cover for your instruments and equipment, or alone.

We offer up to £10m Public Liability, and Personal Accident cover, with a £30,000 benefit for permanent total disablement, or weekly payments up to £1500 a month for temporary disablement when you can’t work in your musical profession following an accident. 

No matter how careful you are with your instrument, accidents are unavoidable – and nobody can help being the target of theft. If the worst ever happens, we’ll be there to help you get back to playing.
We'll cover you if you play music as either a professional or semi-pro, whether that's touring with your band or getting paid for performing a local gig.
If your instrument or equipment gets damaged while on the move, whether that’s on tour or heading to a rehearsal we’ve got you covered.
We know that for many musicians, being without an instrument for any length of time simply isn’t an option. With our loan hire cover, you’ll always have something to play if your own instrument is lost or damaged.
You’ll automatically get up to £500 cover (each valued between £10-£250, with a per claim limit of £500) for musical accessories and anything else you use to play your instrument.
If after a repair, your instrument has reduced in value due to the damage, we’ll cover your instrument for the amount it has reduced by.
Lines are open Monday to Friday 9am – 5.30pm.
We'll get back to you as soon as we can.