Musicians Personal Accident Insurance 

+Weekly benefit is payable up to 52 weeks, after an initial period of two weeks which must pass before payment for temporary total disablement begins. Proof of previous earnings is required in the event of a claim. Maximum benefits payable are based on cover level chosen.

++ Any claim arising out of or consequent upon or contributed to directly or indirectly in any way caused or contributed to by the following, is excluded (see our terms & conditions for full details):

·       Your participation in any sports activities or recreational or competitive cycling on or off road, use of motorised vehicles, yachts or other waterborne craft, airborne craft drones animals or firearms.

·       You taking illegal drugs, or non-prescribed drugs for recreational purposes or taking drugs prescribed for your drug addiction or alcoholism

·       You serving in the Armed Forces of any Nation or International Authority,

·       Suicide, attempted suicide or intentional self-inflicted injury, or deliberate exposure to danger (except to save a human life)

·       Your own Criminal acts

·       You being in a state of insanity

·       War, terrorism,

Disablement or death caused by sickness or illness is not covered.

+++ You will be asked to tell us how often you perform or are otherwise active in public. You must keep your policy up to date if this changes.