The more years you're claim-free, the better the discount.

A no claims discount is an insurer's way of rewarding you for not making any claims on your insurance. If you go a year without claiming, you'll get money off when you renew. 

Things to know about proving your No Claims Discount

Remember to send us your letter within 14 days of the day you bought your insurance. Otherwise we’ll have to cancel your insurance.

Send us the renewal letter from your last insurer that shows your discount. It needs to be no more than two years old, in your name and for a private car in the UK.

Your NCD must be less than 2 years old, earned in the UK and on a private car and in your name and not used on another car.

Email a scanned copy or good quality photo to or send it to Allianz Freepost, NATW263, Bristol, BS32 4AW.

If you're having trouble getting details of your discount, or it's for a company car, please get in touch. Email us, try web chat or call us on 0344 2090 841.

We'll give you a discount for every year you haven't made a claim – up to ten years.

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Send us your last renewal letter or cancellation letter from your old insurer directly.

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Get proof of your no claims discount

We'll send you details of your current no claims discount to give to your next insurer.

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Frequently asked questions

Top no claims discount FAQs

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