Complete Retailer

Complete Retailer is suitable for most types of independently owned retail businesses. From restaurants to newsagents, butchers to grocers, it offers a wide range of cover to provide an insurance solution for your business.

We understand that you face many challenges when running your business so we want to take one burden off you by working with your insurance broker to determine the right level and variety of cover for your business.

Our Complete Retailer product provides core covers as well as flexible optional extras.


5-Star rating from Defaqto

Our Complete Retailer product is independently and impartially rated five stars by Defaqto – a specialist rating, comparison and research company

Key features of Complete Retailer

  • Trade Contents – up to £750,000 per location
  • Money – following theft or attempted theft of money
  • Goods in Transit – £10,000 as standard
  • Deterioration of Stock – £5,000 as standard
  • Business Interruption – standard limit of £750,000, with a maximum optional limit of up to £2,000,000, with an indemnity period of 24 months if unable to trade
  • Employers’ Liability – up to £10,000,000
  • Products and Public Liability – up to £2,000,000 with the option to increase to £5,000,000
  • Commercial Legal Expenses – provides up to £100,000 for any one event and up to £1,000,000 for any one period of insurance for selected events.

Optional Covers

  • Buildings – up to £1,500,000, including subsidence cover
  • Loss of Licence – up to £250,000.

Find a Broker

For full details on this product, please contact your insurance intermediary and ask for product name herefrom Allianz Insurance.

Find a broker