Motor Trade Select

Motor Trade Select policy wording

If your mid-large sized business involves selling, servicing, reparing, testing or electrical maintenace of motor vehicles, our product will fit your needs. We have been providing insurance solutions to the motor trade industry for over 35 years, so we understand what cover and risk management solutions you need to protect your business and will work with you and your broker to tailor your ideal policy.

Our Motor Trade Select product provides core covers as well as flexible optional extras.

Cover is also available on a no sums insured, average free basis upon request - please speak to your insurance broker for details.


Key features of Motor Trade Select

  • Material Damage - cover for equipment, money and vehicles, including seasonal increase in vehicle sum insured during peak registration periods.
  • Road Risks - cover for social, domestic and pleasure use in EU countries, as well as damage from misfuelling and including personal accident cover for the driver.
  • MOT Loss of Licence - cover following loss or suspension of MOT licence with free appeal, consultancy service and advice helpline.
  • Business Interruption - cover for reduced earnings on a gross profit basis following a loss insured under the Material Damage, Roads Risks or Self Drive Hire sections of the policy.
  • Public and Products Liability - up to £2,000,000, with the option of increasing up to £20,000,000.
  • Employer's Liability - standard limit of £10,000,000, with the option to increase up to £25,000,000.

Cover is also available on a no sums insured, average free basis upon request - please speak to your insurance broker for details.



Additional benefits

  • Allianz Motor Insurance Database – providing immediate access to vehicle data to help you establish a robust reporting process. A helpdesk is also available.
  • Allianz Global Assistance – Pay-on Use Breakdown Cover – provides peace of mind if you or one of your drivers' vehicles suffer a breakdown.
  • Legal Online – our FREE service provides a 'legal health assessment' with templates to help you easily and accurately prepare complex legal documents and policies.
  • FREE legal helpline – Lawphone provides advice on commercial legal problems, including employment practice and HR issues.

Visit our online risk management service, Risk Director, for:

  • FREE risk management support - helping you safeguard your business and manage your health and safety obligations.
  • FREE Allianz Cyber Risk Assessment - a simple online questionnaire that assesses your network security against the recommended Government standards.
  • Exclusive discounts – on risk management products and services via our extensive range of preferred suppliers.
  • FREE business helpline – advice on health and safety and business continuity matters, via Actionline.

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For full details on this product, please contact your insurance intermediary and ask for product name herefrom Allianz Insurance.

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