Allianz Personal eBroker
Blooming Good Advice . . .

Blooming Good Advice . . .

Our gardens are one of our greatest passions. We spend billions of pounds every year on bringing them into bloom. With garden crime on the increase, we look at how to improve your security
– and also how surprisingly dangerous gardens can be!

Interesting facts about gardens

Some 83% of the UK population has a garden and around £5 billion is spent every year on flowers, plants, gardening tools & equipment and other outdoor items.

Approximately 300,000 people visit A&E wards in the UK every year following an accident in their garden.

Garden crime is a growing problem with around 1 in 8 owners suffering theft from their gardens – a quarter of these thefts are from garden sheds.  Top of the list for theft are bicycles, followed by plants, lawnmowers, tools and garden furniture.

Tips for making your garden more secure

Most garden thefts are opportunistic, but burglars will target sheds and garages and everything from expensive potted plants to outdoor gas heaters and barbeques. And they don’t stop there – gnomes, gates, paving slabs, tiles, gloves and even fish from ponds are some of the more unusual items burgled. It’s easy to leave items out in the garden when it’s a natural extension of your home, but there are various measures you can take to make your garden more secure and less attractive to thieves:

Check your insurance policy to ensure it covers possessions left outside the family home.

Reduce the risk of accidents in the garden

Gardens can be surprisingly dangerous. Some 300,000 people visit Accident & Emergency wards in the UK every year following an accident in their garden!

Top tips for making your garden a safer environment:

Need to do some gutter clearing or replacement or clear something off the roof of your garage or shed? If you’re using a ladder:

Remember, if you’re unsure whether a job is safe you can always call in professionals.

And if you have a pond, be aware of how dangerous they can be for small children. Cover small ponds with wooden trellis or wire mesh and put a fence or grow plants around large ponds to stop children getting near the edge.

 

Contents in the open cover

Your garden is part of your home so it makes sense to give it the same great value protection.

Our contents cover for all of our home products is so thorough it continues even when your customers walk out the back door.

We will pay up to £750 for loss or damage to contents if your customers leave them in the open within the grounds of their home and up to 15% of the sum insured for loss or damage to contents caused by theft or attempted theft from outbuildings forming part of your customers home.

With effect from 1st August, we will also pay up to £1000 for loss or damage trees, shrubs, hedges, bushes, lawns and plants within the grounds of your customers’ home.

Check out our archive of Consumer Insight