Motor Trade Select
Specifically designed for mid-large motor traders, Motor Trade Select offers a market leading cover, backed by the financial stability of a leading global insurer.
Our underwriters are specialists within their field and are equipped with the highest levels of authority for decision making at a local level. They can help ensure you have a tailor made policy that will reduce exposure to risk and help operate as efficiently as possible.
Our offering includes dedicated Claims Business Consultants for our larger clients, Directors and Officers cover as an additional option and a range of free or discounted risk management tools and services. We provide peace of mind that claims will be dealt with fairly and efficiently by our UK based motor trade claims team, with minimum disruption to your business.
Motor Trade Select is a comprehensive offering, designed to enable you to get on with the business of running your business, whilst we take care of the risks.
Features of Motor Trade Select*
- Access to optional Professional Indemnity, Directors & Officers and Commercial Legal Expenses cover
- Uninsured Loss Recovery and Motor Prosecution Defence costs up to £100,000 per claim
- Option to have cover on a ‘no sums insured’ basis (with Motor Trade Select Plus)
- Any authorised and licensed driver for business and social domestic and pleasure use
- Cover automatically extended for social domestic and pleasure use in EU countries
- Occasional business use – third party liability cover for private cars owned or loaned to an employee
- Contents of customers’ vehicles up to £5,000
- Goods in transit and money cover automatically included
- MOT – loss of licence cover. With free appeal and consultancy service and advice helpline
- Business Interruption cover extends to the Motor Vehicle Road Risks section
- Book Debts, Suppliers, Customers, Supply Undertakings and Failure of Supply extensions apply automatically
- Additional covers as standard for Retail Motor Industry Federation members with the option to include Rectification cover
* Where the relevant section is operative.
Additional Benefits
- Allianz Motor Insurance Database – website and helpdesk providing immediate access to vehicle data
- Case Analysis Tool to help you pin-point where your business is most at risk
- Premium Instalment Plans - subject to credit checks, we can offer flexible quarterly or monthly instalment plans to assist your cash flows
- Motor legal advice line providing 24/7 access to specialist legal advisors
- Legal Online – FREE online legal service for Allianz policyholders (when Commercial Legal Expenses section operative), with access to bespoke legal documentation
- eServices – allowing you to manage your periodic engineering inspection reports online
- Solaglas – 24/7/365 glass replacement service. You only pay VAT and Excess
- Up to 66% discount on a range of breakdown services with The AA
Risk Management Features
- FREE use of award winning Risk Director website – with online risk improvement reports and wealth of risk management guidance and information
- EXCLUSIVE discounts on a range of risk management products and services from carefully selected preferred suppliers, including RoSPA
- Survey Teams – specialist risk management surveyors will visit your premises and offer free advice on the best methods of risk reduction
- Allianz Partnership Plus –financial assistance towards the costs of implementing risk management initiatives
- TRACKER Network UK (Ltd) – discounted products from the UK’s most successful stolen vehicle recovery system
Claims Features
- Dedicated UK based Motor Trade claims team - single point of contact to mange the claim throughout
- Recovery, protection and redelivery of the insured vehicle following an accident
- Nationwide Allianz Approved Repairer Network, with five year work guarantee
- Claims Business Consultants providing access to a dedicated claims expert (for major clients)
- Claims Tracking – keep track of your motor claims online
- Beyond Economical Repair Team (BERT) – our in-house specialist vehicle valuation team will speed up the time it takes to deal with any total loss claims
- Autoglass – windscreen repairs and claim reporting cards
Motor Trade Solutions - Client
For more information on our Motor Trade products and services, please contact your broker.