Complete Motor Trade

For small to medium sized businesses with up to £3m turnover, our Complete Motor Trade policy offers the flexibility to pick and choose cover options and limits – ensuring competitive premiums for our customers.

We know that many small businesses only want to pay for the essential cover.  Whilst certain options are included as standard, such as Commercial Legal Expenses, many others can be added only if desired, such as Professional Indemnity.

Additionally, we provide free access to our Legal Online and Risk Director websites, which provide a range of risk management and legal advice. We will also save you time, as we automatically update new vehicle data on the Motor Insurance Database (MID).

When a claim arises, our dedicated UK based motor trade claims team will work hard to ensure you can get back to business as quickly as possible and with minimum disruption – particularly important for small and medium sized businesses.

Features of Complete Motor Trade

• Portable hand tools cover (up to £10,000 limit with option to increase)
• Commercial Legal Expenses cover automatically included
• Access to optional Professional Indemnity and Directors & Officers cover
• Money on premises cover (£1,500 with option to increase
• Property in transit (up to £1,500 with option to increase)
• Vehicle contents (up to £1,000 with option to increase)
• Occasional business use – third party liability cover for private cars owned or loaned to an employee
• Uninsured Loss Recovery and Motor Prosecution Defence costs up to £100,000 per claim
• Social, domestic and pleasure use for up to 7 named persons of your choice
• Option to restrict business use to named drivers – with extra discount
• Business Interruption cover extends to the Motor Vehicle Road Risks section
• Book Debts, Suppliers, Supply Undertakings and Failure of Supply extensions apply automatically
• Additional covers as standard for Retail Motor Industry Federation members with the option to include Rectification cover
  
  

  * where the relevant section is operative

Additional Benefits

• Allianz Motor Insurance Database – website and helpdesk providing immediate access to vehicle data
• Case Analysis Tool - to help you pin-point where your business is most at risk
• Premium Instalment Plans - subject to credit checks, we can offer flexible quarterly or monthly instalment plans to assist your cash flows
• Motor legal advice line - providing 24/7 access to specialist legal advisors
• Legal Online – FREE online legal service with access to bespoke legal documentation
• eServices – allowing you to manage their periodic engineering inspection reports online
• Solaglas – 24/7/365 glass replacement service. You only pay VAT and Excess
• Up to 66% discount on a range of breakdown services with The AA

Download our Motor TradeSolutions - Client Brochure
Download our Policy Overview
Download our Proposal Form

For more information on our Motor Trade products and services, please contact your broker.