Motor Insurance Database

Allianz Commercial

Allianz Commercial is one of the UK’s leading commercial insurers, focused on servicing the general insurance needs of UK businesses through the broker channel. Allianz Commercial is the largest trading division of Allianz Insurance plc.

The key objective of the 4th EU Motor Directive is to improve the ease with which cross border claims can be handled within Europe and to reduce uninsured driving. This required each European member to maintain a register of all vehicles insured and the identity of the relevant insurer. Within the United Kingdom the government established the Motor Insurance Database (MID) and the Motor Insurers Information Centre (MIIC) to run and monitor progress. The Motor Vehicles (Compulsory Insurance) (Information Centre and Compensatory) Regulations 2003 became law,making it a legal requirement for fleet and motor trade policyholders to supply accurate and timely updates to the MID or face fines of up to £5000.

The UK legislation places a direct obligation on the policyholder. The process of recording your vehicle details on the MID is straightforward. This booklet explains the options that are available to Allianz motor fleet (unspecified vehicles basis) and motor trade policyholders.

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